The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.
Home Builders & Artisans Contractor’s GL
Market Detail: Northern Star Management offers access to a general liability program for small to mid-sized residential home builders, remodelers and commercial artisan contractors. Occurrence and claims made coverage options are available. Program highlights include: New residential construction including smaller condominiums; ISO coverage form CG 00 01 12 04; most classes available (including roofers and framers); blanket “additional insured” and “primary/noncontributory” wording available; and waiver of subrogation available. General contractors with up to 100 percent subcontracted costs are eligible as well. Minimum premiums begin at $2,500.
Available limits: $1 million to $2 million.
Carrier: Unable to disclose. “A” rated by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Steven Feemster at 714-938-0015 or e-mail sfeemster@northernstarins.com.
Staffing Firms
Market Detail: World Wide Specialty Programs was founded, 40 years ago with the express purpose of providing insurance tailored exclusively for the staffing services industry. This program includes, but is not limited to: staffing services liability, general liability, professional liability, employment related practices, fidelity bond, commercial umbrella, property, office package and workers’ compensation.
Available limits: Various as needed.
Carrier: AIU Holdings Inc. No rating provided. Admitted.
States: All.
Contact: Alan Doloboff at 866-927-2004 ext. 133 or e-mail adoloboff@wwspi.com.
Technology Consultants E&O Package
Market Detail: Indemnity Excess & Surplus Agency offers a single policy providing professional liability, commercial general liability and property coverage to small technology consulting operations with up to three consultants and $500,000 in gross annual sales. Web quoting is available. Policy form includes coverage for personal injury, unauthorized access, and malicious code. Intellectual property coverage is available as an optional coverage. Policyholders receive free access to eRisk Hub – a risk management tool and resource center. Minimum premiums begin at $995.
Available limits: $1 million to $5 million.
Carrier: United States Liability. “A++” rated by A.M. Best. Admitted.
States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., D.C., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Ky., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.C., N.D., Ohio, Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Wash., Wis. and Wyo.
Contact: Shawn Chummar at 800-487-2442 ext. 17 or e-mail shawnc@ies-xs.com.
Fire and Safety Protection Contractors
Market Detail: McNeil & Co. brings agents the FireWatch Program. This is a comprehensive insurance and risk management program offering high quality, specialty insurance products to the complete fire protection market including firms that engage in the sales, service, and installation of fire suppression systems, fire extinguishers, burglar and fire alarm systems, and those involved in selling or distributing fire equipment or emergency apparatus. The program can be tailored to provide the insured with an unequaled coverage portfolio.
Available limits: As needed.
Carrier: Arch Insurance Company. “A” rated by A.M. Best. Admitted.
States: Alaska, Ariz., Ark., Calif., Colo., Conn., Del., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., W. Va. and Wis.
Contact: Shawn Yingling at 717-646-8886 or e-mail syingling@mcneilandcompany.com.
Data Breach Liability
Market Detail: Burns & Wilcox, through Rathbone, King & Seeley, offers markets and expertise on cyber liability products. New cyber liability risks faced by clients leave them vulnerable to loss and their agents open to errors and omissions claims. Minimum premiums for this protection begin at $2,500.
Available limits: As available.
Carrier: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
States: All.
Contact: Denise DiPietro at 916-414-7023 or e-mail drdipietro@burns-wilcox.com.
Architects & Engineers
Market Detail: Apogee Insurance Group, a Berkshire Hathaway Co. offers a broad architects and engineers program with the following coverage features: 1) Definition of professional service includes engineering, architecture, construction management and environmental consulting; 2) Offerings can include cyber liability, pollution liability and an option for first dollar defense; 3) Bodily injury and property damage coverage offered for claims in connection with professional and pollution liability; 4) Coverage for independent contractors; 5) A worldwide coverage territory; 6) “Innocent insured” and mediation credit coverage offered; 7) The availability of an aggregate deductible endorsement; and 8) An available blanket waiver of subrogation. Minimum premiums begin at $2,500 and deductibles begin at $2,500.
Available limits: $500,000 to $10 million.
Carrier: Ace, Admiral, AIG, Beazley, CNA, Hiscox, Houston Casualty, Lloyds and Navigators. “A” rated by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Robert J. McIntyre at 610-337-3200 or e-mail rmcintyre@apogeeinsgroup.com.
Specialty Equipment Rental General Liability Program
Market Detail: Trade Group Insurance Specialties Inc. created and is the exclusive underwriter for the FLOW Rental Program. FLOW provides general liability protection for the insurance needs of specialty rental trades such as traffic control/barricades, portable toilet, temporary power & fencing, and water pump/flow diversion. Minimum premiums begin at $10,000.
Available limits: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
Carrier: As Needed.
States: All except New York.
Contact: Michael Bell at 866-366-7938 or e-mail mbell@tradegroupins.com.
Training Schools Package
Market Detail: Agostini Wholesale Insurance offers agents a program focused on specialty training schools including: art, athletic, bartending, beauty, business, computer, cooking craft, dance, insurance, language, modeling, music, photography, public speaking, real estate, tailor, theater, tutoring instruction and more. General liability protection is available as part of a package or on a monoline basis. Professional liability and abuse/molestation coverage are also offered.
Available limits: As needed.
Carrier: Various carriers. “A++” rated by A.M. Best. Admitted and non-admitted.
States: Ariz., Calif., Colo., Md., Neb., Nev., N.M., Ore., Pa., Tenn., Texas, Utah, Va. and Wash.
Contact: Elizabeth Gaida at 619-593-2059 or e-mail elizabeth@agostinisurplus.com.
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