The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.
Livestock Mortality Insurance
Market Detail: Chopra Insurance Brokerage Inc. offers an “all risks of mortality” coverage which includes accidental and external injury, theft and limited governmental slaughter. Eligible animals include swine, cattle, equine, poultry, exotic animals, zoo animals and marine animals. Minimum premiums and deductibles being at $1,000.
Available limits: Starting at $1 million.
Carrier: Unable to disclose. “A” rated by A.M. Best. Admitted.
States: All except Alaska and Hawaii.
Contact: John Upchurch at 818-923-6090 or e-mail Chopra at info@choprainsurance.com.
Pizza Operators with Delivery
Market Detail: AFC Insurance introduces a program for pizza restaurant operators and delis including non-owned auto coverage for delivery. Coverages available include business owners’, non-owned auto and workers’ compensation.
Available limits: As needed.
Carrier: Fireman’s Fund. “A” rated by A.M. Best. Admitted.
States: All except Alaska and Hawaii.
Contact: Art Lyons at 610-814-2184 or e-mail art.lyons@afcins.com.
Crop Insurance
Market Detail: Live Asset Insurance makes private crop insurance available to nurseries, orchards, groves, plantations, vineyards, tree farms and forests. This program is not affiliated with RMA/USDA Government Crop Insurance. Coverage is extended to 17 named perils. Primary coverage is available for trees, shrubs and vines for both commercial and residential risks. The program is endorsed by the American Nursery & Landscape Association. Minimum premiums begin at $5,000 and the minimum deductible is $10,000.
Available limits: Up to $10 million.
Carrier: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
States: Ala., Ariz., Ark., Calif., Colo., Ga., Ky., La., Miss., Nev., N.M., N.C., Okla., Ore., S.C., Tenn., Texas, Utah and Va.
Contact: David J Teed, CIC at 800-644-0178 or e-mail dteed@liveassetinsurance.com.
Records Storage Legal Liability Program
Market Detail: Oswald Logistics introduces a coverage specifically designed for the record and information management services industry (RIMSI). Coverage includes warehouse legal liability and protection for the gross income and extra expense exposure unique to the RIMSI industry. Minimum premiums begin at $1,000 and deductibles start at $25,000.
Available limits: Up to $1 million.
Carrier: Max Specialty Insurance Co. “A-” rated by A.M, Best. Admitted and non-admitted.
States: All except Alaska and Neb.
Contact: Bryan Ice at 440-625-1445 or e-mail b3@oswaldcompanies.com.
Contractors General Liability Program
Market Detail: London American Risk Specialists Inc. brings agents a commercial general liability (CGL) market for residential and commercial general contractors (GC’s). Work done on the general contractors’ behalf by sub-contractors is covered in this program. Program allows the option for use of uninsured and underinsured sub-contractors. Roofing contractors, artisan contractors and general contractors are the program target classes. New ventures are eligible. Occurrence, sunset or claims made forms are available for use. Minimum premiums begin at $750 for artisan contractors and go up to $4,000 for roofing contractors. Deductibles begin at $1,000.
Available limits: $1 million per occurrence/$2 million aggregate.
Carrier: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
States: All except N.H. and N.Y.
Contact: Chris Chiodetti at 713-977-7726 or e-mail cchiodetti@londonamericantx.com.
Home Medical Equipment Dealers
Market Detail: Davidson-Babcock makes available a program for home medical equipment dealers selling, renting and servicing home medical equipment. Program coverages include professional liability, products liability and general liability. Minimum premiums begin at $1,700.
Available limits: $300,000 to $2 million.
Carrier: United National. “A” rated by A.M. Best. Non-admitted.
States: All.
Contact: Cheryl Bishop at 888-329-0003 or e-mail hme.program@davidson-babcock.com.
Transportation Pollution Liability
Market Detail: USAssure Insurance Services Inc. provides a market to protect insureds hauling hazmat or other hazardous material. Coverage includes: bodily injury, property damage and cleanup costs for transported cargo. Minimum premiums begin at $5,000.
Available limits: As needed.
Carrier: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., D.C., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.C., N.D., Ohio, Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., W. Va., Wis. and Wyo.
Contact: Jenny Roberts at 904-224-8970 or e-mail Jenny.Roberts@usassure.com.
Hotel/Motel Program
Market Detail: Gridiron Insurance Underwriters Inc. brings agents a market for hotels and motels that includes all the coverages unique to the industry. Automatic coverage extensions include: money and securities, employee dishonesty, guest property, guest relocation, guest evacuation expense, reprogramming of key system, spoilage, outdoor signs plus 20 other unique extensions. Equipment breakdown is included on every risk. Optional coverages include wake-up call liability, employee benefits, hired and non-owned auto and business income on an actual loss sustained basis. Target risks are independent properties up to $5,000,000 TIV and franchised risks up to $2,000,000 TIV per location. Minimum premiums begin as low as $1,500 and deductibles start at $1,000.
Available limits: Up to $5 million.
Carrier: Unable to disclose. “A+” rated by A.M. Best. Non-admitted.
States: Ala., Calif., Colo., Fla., Ga., Ill., La., Mich., Minn., Miss., Mo., N.Y., N.C., Pa., S.C., Tenn., Texas and Va.
Contact: Jim Reller at 888-365-7701 ext. 203 or e-mail Jreller@gridironins.com.
Security Guard Liability (E&O) Coverage
Market Detail: Izzo Insurance Services Inc. brings to market the ability to write general liability including errors and omissions protection, umbrella, workers’ compensation, fidelity bonds, property, commercial auto and employment practices liability coverage for security guards, private investigators and alarm installation companies. Minimum premiums begin at $2,500.
Available limits: As needed.
Carrier: Unable to disclose. “A” rated by A. M. Best. License status not provided.
States: All except Alaska.
Contact: Scott Newell at 800-800-1704 or e-mail snewell@izzoinsurance.com.
Was this article valuable?
Here are more articles you may enjoy.
Allstate Reports $731M in Q1 Pretax Catastrophe Losses 
How California’s Huge Raises for Fast-Food Workers Will Ripple Across Industries 
USAA to Lay Off 220 Employees 
Progressive Gains as Drivers Shop Around for Auto Insurance—Again From This Issue
