My New Markets

Recreational
Market Detail: Shoemaker & Besser Associates Inc. offers coverage for motorcycles, snowmobiles, RVs, mobile homes, dwelling fire DP1 & DP3, vacant, HO10 homeowners, watercrafts, and collector cars.
Available limits: As needed
Carrier: American Modern Insurance Group.
States: Dela., Ind., Md., N.J., N.Y., Ohio, Pa., Va., and W.V.
Contact: Tanya Miller at 800-632-9002 ext. 8105 or e-mail: tmiller@shoemaker-besser.com.

Habitational
Market Detail: PGI Commercial has a $2,500 minimum premium for admitted, no minimum premium for non-admitted habitational risks. Coverage applies to condos and apartments with a four-unit minimum in all states, except Calif., which is a five unit minimum. There is no age limitation and all construction types are considered. $25 million TIV per location for Calif., Ore., Wash., Ariz., Texas and Wisc.; $20 million TIV per location for Ill., Ohio, Ind. and Mich. No overall TIV cap.
Available limits: Maximum $25 million.
Carrier: Starr Companies/American Safety.
States: Ariz., Calif., Ill., Ind., Mich., Ohio, Ore., Texas, Wash., and Wis.
Contact: Jill Bay at 973-631-7575 or e-mail: jbay@pgicommercial.com.

Dry Cleaners
Market Detail: Irving Weber Associates (IWA) has specialized in coverage for the fabricare industry (drycleaning, commercial launderers, uniform rental, and linen suppliers) for over 60 years.
Available limits: As needed.
Carrier: Argo/Great Central.
States: All states except Ind. and Vt.
Contact: Keith Camacho at 800-243-1811 or e-mail: keith@iwains.com.

Hotel & Mid Market Commercial
Market Detail: Next Wave Insurance Services LLC has a comprehensive all lines package program, including workers’ comp, for business class or limited service hotels and lodging. Next Wave also writes a mid-market commercial program for a wide array of industry groups, including manufacturing, restaurants, wholesale/distributors, retail, artisan contractors, shopping centers, health care and grocery stores.
Available limits: Minimum $500,000, maximum $2 million.
Carrier: PMA & RLI/Mt. Hawley.
States: All states except Alaska and Hawaii.
Contact: Customer service at 619-232-3900 or email: submissions@nextwaveins.com.

Restaurants
Market Detail: Klein Insurance Services Inc. offers $50 million umbrella capacity for all restaurants except those with dance floor or delivery; includes liquor.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Jonathan Klein at 520-615-9090 or e-mail: jonathank@kis-hospitality.com.

Home Health Care/Hospice
Market Detail: Manchester Specialty Programs, Inc. has total business coverage solution for home care, hospice and medical staffing firms. All lines with A+ XV rated carrier available on a national basis. Underwriting and programs team has over 25 years of experience in specialty programs and allied health care. Coverage includes professional liability, workers’ compensation, business package (general liability, products, property, inland marine, and auto), third party fidelity bond, D&O and EPLI. Professional liability limits are $1 million/$3 million with excess available. Minimum premiums $5,000 for workers’ comp.
Available limits: As needed.
Carrier: Everest National Insurance Co.
States: All states.
Contact: Bill Thompson at 603-264-5486 or e-mail: bthompson@manchesterspecialty.com.

Antique/Classic Car Collections
Market Detail: American Collectors Insurance specializes in insurance for collector vehicles, antique and custom motorcycles, and collectibles such as automobilia, figurines, die cast cars, model trains, and more.
Available limits: As needed.
Carriers: Unable to disclose, nonadmitted and admitted available.
States: All states.
Contact: Laura Bergan at 800-360-2277 or e-mail: Laura.B@AmericanCollectors.com.

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