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Surety Bonds
Market Detail: DBL Surety is a surety bond only insurance agency specializing in commercial and contract surety bonds. Most surety bonds can be approved and released within hours of request.
Available limits: Minimum $100, maximum $100 million.
Carrier: Unable to disclose, admitted.
States: Ala., Ariz., Calif., Ga., Iowa, La., Md., Miss., N.J., N.Y., S.C., Texas and Va.
Contact: Customer service at 386-316-2547.

Commercial Market
Market Detail: CSE Insurance Group‘s commercial products cover apartments, condominium complexes, planned unit developments and lessors risk office buildings with a range of coverage and discounts. Available discounts for qualified policyholders include: sprinkler credit; apartment association membership credit; community association institute membership or real estate management association membership; professional property management credit; individual risk premium modification up to 25 percent; years in business discount; and multiple building credits.
Available limits: Minimum $20,000; maximum $250,000.
Carrier: CSE Insurance Group.
States: Ariz., Calif., and Nev.
Contact: Kelli Schulhofer at 800-282-6848, option 4 or e-mail: kschulhofer@cseinsurance.com.

Contractors Workers’ Comp Programs
Market Detail: Alternative Market Alliance has exclusive programs for contractors of all types. Features include: high X-mod; no deposit; most class codes eligible; and pay as you go billing. Partner agents have 90 percent client retention and competitive commission, and access to more than 20 insurance programs. When making submissions, please include the Acord 130 application, currently valued loss history (90 days) and AMS Programs submission cover page.
Available limits: Minimum $25,000, maximum $1 million.
Carrier: Various – admitted, non-admitted.
States: All states.
Contact: Curtis Prince at 925-914-9531 or e-mail: curtisp@amsprograms.com.

Golf Courses–Daily Fee and Municipal
Market Detail: Fairway Underwriters Inc. offers a package, umbrella, workers’ comp and D&O policies with comprehensive coverage for well-run and maintained golf courses. Carrier will also accept applications for courses for sale and those in receivership.
Available limits: As needed.
Carrier: QBE/Praetorian.
States: All states except Alaska, Hawaii, Ky., Nev., and Wyo.
Contact: Sue Dumais at 800-662-2141 or e-mail: fcoulter@fairwayunderwriters.com.

Physicians
Market Detail: Ultra Risk Advisors offers medical professional liability coverage for non-standard physicians – doctors with claims, board actions, substance abuse, licensing issues. Coverage is available for doctors with unique or unusual practices, such as pain management, concierge medicine, clinical trials, mobile medicine, and cosmetic surgery. Coverage highlights: broad coverage; incident sensitive trigger; low deductibles; excess coverage; PCF states okay; premium rating alternatives such as visits; reads and procedures; unlimited ERPs; claims made and occurrence options.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Jackie Johnston, 425-213-5142, or e-mail: jackie.johnston@ultrariskadvisors.com.

Lender Placed Hazard
Market Detail: Kistler Agency LLC offers lender placed hazard insurance with up to $7 billion in insuring capacity. Losses caused by multiple perils such as fire, smoke, water, wind, civil commotion, explosion, theft and vandalism are covered. Coverage features include: immediate coverage with no waiting period; minimal property and loan information required to place coverage; coverage can be backdated up to 30 days, allowing for up to 90 days of critical interim coverage pending borrower response; automatic coverage (subject to eligibility criteria); flexible borrower notification letter cycle; blanket coverage available. Coverage can be automatically renewed.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Customer service at 404-239-7021.

Airbrush Tanning
Market Detail: Insurtec‘s tanning and spa insurance offers coverage for airbrush tanning and spray on tanning to the salon and spa market. Insurtec can also cover just about any other service a salon could offer.
Available limits: Minimum $300,000, maximum $3 million.
Carrier: USF, Victoria.
States: All states except N.Y.
Contact: Customer service at 800-606-0621 or e-mail: info@insuretecinc.com.

Financial Institutions
Market Detail: Meridian Finance Group is a specialized broker of export credit insurance, accounts receivable insurance and political risk insurance. Meridian Finance is also a source for cross-border trade finance and other international credit, insurance and financial services.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Customer Service at 310-260-2130.

Pilates Studio
Market Detail: Sports & Fitness Insurance Corp. offers general liability insurance including professional liability, property insurance, umbrellas, workers compensation and surety bonds for large and small fitness centers, as well as, dance, yoga, Pilates and martial arts studios, and personal trainers. General liability policies provide limits from $1 million occurrence with a $2 million aggregate to $2 million occurrence with $4 million aggregate. Cyber liability and employment related practices liability limits are available on general liability policies. Professional liability for physical therapists, spa personnel and personal trainers can be covered within GL and umbrella policies with full limits.
Available limits: As needed.
Carrier: Liberty Mutual.
States: All states.
Contact: Kate Kartello at 601-898-8464 or e-mail: kmartello@sportsfitness.com.