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Specialty Transportation Program-Waste Haulers
Market Detail: Transportation Insurance Services LLC has an admitted market focused on commercial auto and general liability for waste haulers, including commercial and residential operators, septic tank haulers, construction and demolition haulers, roll-off and street sweeping companies. In-house underwriting authority and quick quote turn-around is available. Workers’ compensation coverage available in some states.
Available limits: Minimum $500,000, maximum $1 million.
Carrier: Falls Lake Insurance Co.
States: Ala., Ariz., Ark., Ga., Ill., Ky., Md., N.C., Ohio, Pa., S.C., Tenn., and Va.
Contact: Customer service at 321-499-3880.

Video Game Developers
Market Detail: RPS Technology & Cyber works with video game developers, offering coverages including: computer programming errors and omissions, theft of tangible or intangible property, breach of network security, and contractual disputes.
Available limits: As needed.
Carrier: Various.
States: All states.
Contact: Molly Hoffman at 800-336-5659 or email: techcyber@rpsins.com.

Tattoo & Body Piercing Insurance Program
Market Detail: Allen Financial Insurance/The Equestrian Group has a national program for tattoo and body piercing studios offering property, commercial general liability and professional liability coverage on full occurrence form. Liability form includes infectious disease, contractual, products and completed operations. New ventures, guest artists, apprenticeships and piercing of minors can be written. Salon, tanning bed and medi-spa coverage can be added by endorsement. National A rated insurer offers installment plans with same-day quote and issue.
Available limits: Minimum $100,000, maximum $1 million.
Carrier: Capitol.
States: All states.
Contact: Jay Pallante at 800-874-9191 or email: jay@eqgroup.com.

Commercial Construction Program – GL and Builders Risk
Market Detail: Cove Programs has a new commercial construction program. As with all Cove Programs initiatives, this program is suited to owners and general contractors who want a collaborative relationship with their carrier. All programs are customized to the business operations of each insured, with great attention to predictability and efficiency. Builders risk and general liability are available on a wrap and non-wrap (rolling and single projects), and practice policy basis.
Available limits: Minimum $1 million, maximum $2 million.
Carrier: Unable to disclose, non-admitted.
States: Ariz., Calif., Colo., Ga., Md., Mich., N.C., Nev., N.J., Ohio Okla., Pa., S.C., Texas, Va., and Wash.
Contact: Tim Mitchell at 949-636-5785 or email: tim.mitchell@coveprograms.com.

Taxi Cabs
Market Detail: Evolution Insurance Brokers offers coverage for automobiles used for business purposes, including taxi cabs and medical transport vehicles, with customizable options for the insured’s specific needs in select states. Secondary auto such as drive away or non-owned auto coverage is available in all states.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states except Alaska, Calif., Conn., D.C., N.H., N.Y., R.I., and W.V.
Contact: Customer service at 877-678-7342.

Commercial General Liability
Market Detail: NationsBuilders Insurance Services Inc. (NBIS) offers a broad general liability coverage form tailored for the crane and rigging industry, as well as for millwrights.
Available limits: Maximum $3 million.
Carrier: Lloyd’s of London.
States: All states.
Contact: Customer service at 866-668-6247.

Truckers/Trucking Firms
Market Detail: Applied Underwriters has provided workers’ comp options for 15 years to customers throughout the U.S. Applied underwrites most all classes and offers competitive commissions to agents, brokers and their clients. Appointment required in N.Y. only, not required in all other states.
Available limits: Minimum $1 million, maximum $1 million.
Carrier: Various.
States: All states except Ala., Alaska, D.C., Fla., Miss., La., and Texas.
Contact: Customer service at 877-234-4450.