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The Ehrlich administration has it right and it is economics 101. No business incurs added costs without passing the cost along to their customers (unless they want to fail). What Carefirst has done falls into the category of political pandering 101. To Senate President Thomas V. Mike Miller, D-Calvert, I would respectfully suggest that he needs a refresher course in both leadership and responsibility to the public. Please do not take us for fools Mr. Miller. Shame on you and the State congress for failing Marylanders again, your motives here are transparent.