The Kansas Legislature has now passed legislation, Senate Bill 136, designed to encourage more drivers to purchase auto insurance as required by law and reduce the number of uninsured motorists on the road, according to the Property Casualty Insurers Association of America (PCI).
The bill would adopt into law a policy initiative known as “No Pay/No Play” intended to reinforce compliance with the state’s motor vehicle financial responsibility law.
No pay/no play laws prohibit recovery of non-economic damages by those who have been injured in an automobile accident but whom themselves do not have personal injury protection coverage. Thus, an uninsured but not at-fault driver is prohibited from suing for pain and suffering because they themselves could not have provided the same benefits to others had they been the at-fault driver.
PCI supports “no pay/no play” laws and considers them an effective way to protect motorists by incentivizing the purchase of auto insurance. The Kansas Electronic Motor Vehicle Financial Security Verification System Task Force — a legislative study group formed to study the uninsured motorist population and possible solutions — included adoption of no pay/no play legislation in its list of recommendations to the legislature in 2009.
Alaska, California, Iowa, Louisiana, Michigan, New Jersey, North Dakota and Oregon all have statutes based on the concept of no pay/no play. In addition to Kansas, Minnesota and Montana also considered no pay/no play legislation this year.
Source: PCI
Topics Carriers Legislation Kansas
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