CNA Pro’s E-Pack, introduced last year, has been admitted in more than 40 states, offering both miscellaneous professional liability and employment practices liability.
Other coverages also offered are directors & officers liability, fiduciary liability and entity liability coverage. This policy offers applicants the flexibility to purchase a single coverage or a combination of two or more coverages.
Limits and retentions can be shared between coverages or be separate for each coverage. CNA Pro also recently revised the risk management services that are available for their customers who purchase the employment practices liability portion of E-Pack.
Services include a sample handbook, employment guidelines and self audit available on CNA Pro’s website, plus a free employment hotline for managers. CNA Pro customers are also eligible for discounted fees charged by Fisher & Phillips LLP and AGOS Consulting Services for employment related loss control services. Other important features of E-Pack include CNA’s duty to defend, which provides small to mid-size companies with an extra measure of security.
The insured is free to continue the day to day affairs of the business, while CNA assumes all obligations of investigating and defending covered claims. Punitive damages are also covered, where insurable by law, and there are no exclusions for acts occurring prior to the policy period for most coverage parts. This means that acts that occurred before an E-Pack policy was in place may still be covered.
Coverage for bankruptcy proceedings and spousal liability is also automatically included. For more information on E-Pack, contact a CNA Pro Associate at 800-852-0393 or log onto www.cnaprocom.com.