Amica Insurance has a new partnership with Arizona-based Identity Theft 911, a provider of identity fraud education and resolution services. Amica is providing its policyholders with access to the service.
Identity Theft 911′s service lead victims through the resolution process one-on-one until their identity is fully restored. Highlights of this service, available to Amica Insurance policyholders who become victimized, include:
* Ongoing fraud monitoring of more than 1,000 databases to identify fraudulent use of a stolen identity.
* Direct assistance with filing a police report, creating a fraud victim affidavit, plus a case file to assist law enforcement and claims handling.
* Systematic notification to credit bureaus, creditors and collectors, government agencies, and relevant parties.
* A full year of active follow-up to judge the effectiveness of the fraud resolution and to detect possible recurrent fraud.
According to Identity Theft 911, the majority of identity theft cases do not result in substantial out-of-pocket expenses for victims; rather, the most significant losses are time and a sense of personal safety. Without assistance, victims can lose weeks of valuable time trying to restore their identity. Identity Theft 911′s service aims to alleviate these problems.