Republican Bill Targets ‘Bailout’ of Health Insurers

By David Morgan | April 2, 2014

  • April 2, 2014 at 2:23 pm
    Agent says:
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    Good idea Marco. Good luck getting it through Harry Reid. You may have to wait until after November. There is no doubt the companies will be under stress since they are expected to pick up a lot of big claims from the PreX crowd this year and from now on. Could we see some double digit rate increases?

  • April 2, 2014 at 2:35 pm
    Libby says:
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    Do you think carriers would have ever backed the ACA without this stop-gap provision?

    • April 2, 2014 at 3:06 pm
      Agent says:
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      Do you think the carriers would have signed on had they known about Ezekiel Emanuel’s plan to destroy the industry? Yes, he has admitted to that in interviews and his forthcoming book.

      • April 2, 2014 at 4:09 pm
        FFA says:
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        Knuckle Heads for getting in bed with this yahoo.

        • April 2, 2014 at 4:31 pm
          Agent says:
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          FFA, they made their bed and now they have to sleep in it. They believed all the lies when they went to the White House about how good it would be for the industry. 30+ changes & Delays later, they are at a complete loss on what to do. Blue Cross had to hire a couple hundred people more just to handle the calls and complaints. They are sending out 3 emails a week to me on changes to the ACA. Do we cancel plans or keep them? How long do people have to sign up? What happens if young people don’t sign up? Where are the rates going if we are only taking PreX’s and policies on customers we already had on other plans? Inquiring minds want to know.

          • April 2, 2014 at 6:21 pm
            FFA says:
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            They probably would have passed if they knew the changes that were coming at them on a regular basis. They had a plan. Its changed and it is throwing off their actuarial data.

          • April 3, 2014 at 9:16 am
            Libby says:
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            And who said Obama isn’t creating jobs? A couple hundred new jobs at Blue Cross!

          • April 3, 2014 at 9:24 am
            Ned says:
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            That’s great, Libby. Private companies have to hire people to clean up Obama’s mess and that’s him creating jobs?

          • April 3, 2014 at 2:01 pm
            Libby says:
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            It was tongue in cheek, Ned. AKA – sarcasm.

        • April 4, 2014 at 11:07 am
          Agent says:
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          FFA, you have been reading too much Michelle Obama. She called the young people a bunch of knuckleheads and they needed Obamacare because they were stupid.

          • April 4, 2014 at 1:32 pm
            FFA says:
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            Not Michells. The Stooges!!!

      • April 2, 2014 at 6:20 pm
        Insurance102 says:
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        Wrong again Agent.

        When are you going to stop listening to Rush Limbaugh, Glenn Beck and Sean Hannity and think for yourself?

        You should seriously think about going back to your college and ask for a refund of your college tuition. When you stop to do some real thinking for once in your life, you will come to two conclusions:

        1) Don’t do that
        2) You could have saved the tuition spent your college degree by paying a few dollar of fines at your community library.

        I listened to Emanuel speak on NPR. He specifically talks that the role of the insurance company will evolve and not go away.

        Over the next few years insurance companies will both continue to provide services to employers and, increasingly, compete against each other in the health insurance exchanges. In that role they will put together networks of physicians and hospitals and other services and set a premium.

        Newly formed ACO’s (which I have talked about before) and hospital based health plans will begin competing against each other for exclusive contracts with employers. These new organizations provide a network of primary care and specialists as well as a network of hospitals for policyholders.

        The reason that the traditional insurance company might “go away” and must “evolve” is because if they cannot offer the necessary services at competitive pricing to employers and individuals on the exchange-they will not gain policyholders.

        All businesses must change their business model at some point Agent. Otherwise, they will all go extinct. Jeff Bezos clearly explained this in his interview on 60 Minutes.

        As for Emanuel, other health professionals back his hypothesis that the ACA is generally a good piece of legislation. You need to go no further than former Senate Majority leader Bill Frist who is a board certified trauma surgeon and professor at Vanderbilt University Medical School.

        It is time that you went to your local library and read Emanuel’s book Agent. But I don’t know if that would be such a good idea. You would probably burn the book and everything else you didn’t like!

        To close, I reiterate the words of Harry Truman and Bill Clinton, “If you want to live like a Republican, vote for a Democrat!”

      • April 3, 2014 at 9:18 am
        Libby says:
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        Change is not always a bad thing, Agent. I know it’s hard for an old fart like you to accept change, but change is the only constant in this world. There will still be a need for all those people to do what they do, just in a different fashion. If you really want to educate yourself instead of spewing rhetoric, read this article. I dare you.

        http://opinionator.blogs.nytimes.com/2012/01/30/the-end-of-health-insurance-companies/?_php=true&_type=blogs&_r=0

        • April 3, 2014 at 4:37 pm
          Agent says:
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          Funny Libby using a NY Times article who has been in bed with Obama from the start. I don’t do NY Times since they are a mouthpiece of Liberal Democrats like you. You sound a lot like Ron whose hero is Paul Krugman, a noted leftist and columnist for the NY Times.

          • April 3, 2014 at 6:18 pm
            Insurance 102 says:
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            Workday is over, and I am about to hit the subway.

            I know you don’t do the New York Times, but you certainly do Rush Limbaugh.

            Please act like your mentor Rush, take your oxycontin and lie down.

          • April 3, 2014 at 6:19 pm
            Insurance 102 says:
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            Isn’t Krugman also a Nobel Prize winner as well?

          • April 4, 2014 at 7:47 am
            Ron says:
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            Agent,

            You complain about the lies told by President Obama, but keep lying yourself. HYPOCRITE!!!!

            How is Paul Krugman my hero? I cited 1 article in which he laid out proof the Keynesian princples were applied by President Reagan and that makes him my hero? Furthermore, everything he wrote in that article was supported by articles on the website of the Libertarian Ludwig von Mises Institute. When Libertarians side with a leftist like Krugman, there must be some truth to what is being said.

          • April 4, 2014 at 8:47 am
            Libby says:
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            Agent – there you go again. Don’t like the message? Discredit the source. You’re pathetic. Get some new material, would you? If you don’t agree with it, cite some facts of your own instead of trying to discredit the NY Times, which has won 112 Pulitzer prizes (more than any other news organization, has 30 million viewers on their website each month, and is the most popular newspaper in the nation.

          • April 4, 2014 at 12:52 pm
            LiveFree says:
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            I can confirm with Ron that when readers of mises.org agree to anything with Paul Krugman hell is either freezing over or the it is the truth.

            I read mises all the time and they do have quite a few very good article of the myths of Reaganomics (the best one by that very name by Rothbard). I have pointed them out to Agent and others on here but they were of course ignored.

            Also funny enough, Krugman and the Keynesians have more in common with Friedman’s Chicago school of thought then any other economical school of thought. And Friedman is ironical Agent’s economic hero. And while I do admit I appreciate much of Friedman’s work, specifically free market work, he was still flawed in promoting an aggressive money printing system much like Krugman/Keynes.

          • April 4, 2014 at 1:02 pm
            Libby says:
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            LiveFree – it sounds like you have a real-life economics degree and not a make-believe one like others on this site.

          • April 10, 2014 at 2:05 pm
            Other says:
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            Ron,

            Please do provide said article which prove Reagan passed Keynesian policies.

            You would need to show him sign off on higher spending, not just tax cuts.

            You have said Obama doesn’t own his spending. Reagan did not own his.

        • April 4, 2014 at 1:01 pm
          Agent says:
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          Unfortunately Libby, too many people fell for “Hope & Change” and look what we got for it.

          • April 4, 2014 at 1:03 pm
            Libby says:
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            The ACA is in it’s infant stages, Agent. Rome wasn’t built in a day and our broken healthcare system won’t be fixed in a day. Or a year. Maybe a decade.

          • April 4, 2014 at 5:31 pm
            Agent says:
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            Libby, this country won’t last a decade at the rate it is going downhill with this travesty in place. It could have been fixed already using the Conservative positions, however you liberals just had to have your one size fits all Progressive nightmare. Good analogy about Rome. Nero managed to burn it down in a day.

        • April 7, 2014 at 8:04 am
          Destro says:
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          You’re right, change isn’t always bad. In this case however, it is.

  • April 2, 2014 at 6:27 pm
    Insurance102 says:
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    Agent,
    Here is an article from Frist that supports a key tenant of the ACA-state insurance exchanges and the individual mandate. He believes that state exchanges will: lower the amount of uninsured Americans, increase quality and lower the ultimate cost of health care.
    Happy reading!

    http://theweek.com/article/index/230655/why-both-parties-should-embrace-obamacares-state-exchanges

    • April 3, 2014 at 4:39 pm
      Agent says:
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      102, please cite which of the State Exchanges actually work. I don’t think you can use Oregon or most of the others that don’t work despite hundreds of millions thrown at them to create their exchanges. They must have used the Canadian firm that did Healthcare.gov.

      • April 3, 2014 at 6:39 pm
        Insurance 102 says:
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        Agent,
        Hope you are having a great day! Since you asked-New York, Connecticut, California and Vermont have seen large amounts of people enroll in exchanges. Moreover, Republican governors in Ohio and Nevada have complied with the state insurance exchange mandate and have seen large amounts of enrollees enlist in their states.
        Here are some numbers for you. Through the exchanges, California has had 850,000 people enroll. In my state of New York, the number is close to 350,000. Washington has close to 300,000 enrollees through the program.
        The main people who are affected are red states like Texas, Louisana, etc where tea bagging governors are not complying with the law.
        There are still some issues. As I listened to Dr Emanuel, you are still seeing the resistance of health insurance companies to change. As you see health insurers adapt to the law , you will ACO’s and the integrated delivery systems that links physicians, specialists and hospitals become more common in the health care arena.
        For example, the traditional HMO or PPO will resemble more of a Kaiser Permanente or acadmic health center health plan than coverage provided under the traditional fee-for-service plans that exist today. So, contrary to your postings (and Perplexed), health insurance companies are not going to away. They are evolving and will look different than they do away. Otherwise, they will not gain policyholders.
        I think we can both agree that Kaiser Permanente is a health insurer. When I last checked, they were the largest health provider in California. Am I correct agent?
        What is one not to like-higher quality service, more efficiency at cheaper prices.

        Any questions Agent? I guess then…school is out. Chump!!

        • April 3, 2014 at 6:45 pm
          Insurance 102 says:
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          oops..should be academic. I am typing too fast on the Subway.

      • April 4, 2014 at 8:55 am
        KY jw says:
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        Um, hello? I believe the KY exchange is working and has been working since day 1.

        • April 4, 2014 at 10:34 am
          Agent says:
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          KY, did you see where Blue Cross has admitted that almost 20% of the enrollees had not paid a premium and therefore did not have insurance? Has your Kentucky exchange been submitting premiums? I also saw where most Kentucky enrollees were sent to Medicaid. Is that right?

          • April 4, 2014 at 1:31 pm
            Ron says:
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            Agent,

            Cite YOUR source. And you had the nerve to request a source from Insurance 102.

            HYPOCRITE!!!!!!!

          • April 4, 2014 at 8:52 pm
            KY jw says:
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            I don’t know the answer to your questions. I know only the bare minimum about the exchange and how it is working. Last I read quite a large percent of the newly insured in KY are on medicaid, but I haven’t read any articles in the past 2 months. P&C work is starting to take more time, so no reading about the fun health stuff. (other than the short articles on IJ)

      • April 4, 2014 at 10:20 am
        Ron says:
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        Agent,

        Are you serious??????????????

        You are asking someone else for a source??????

        You are one pathetic HYPOCRITE!!!!!!!!!!!!

        • April 4, 2014 at 10:32 am
          Agent says:
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          So Ron, looks like you are having a bad day judging from your rant. I guess I got under your skin. Have you read my post about widespread voter fraud in NC yet? Probably not since you only believe leftist sources. By the way, you were all too eager to post Krugman so that means you actually believe what he has to say. Please don’t try to run the Nobel Prize nonsense on me again. When has Nobel meant anything? They gave it to Obama too for doing nothing to deserve it.

          • April 4, 2014 at 11:00 am
            Ron says:
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            Agent,

            I’m having another fantastic day. You do not get under mt skin, EVER!!. You are not smart nor clever enough to do that. I just enjoy pointing your closed-minded hypocrisy.

            I have quoted far more from Mises, Friedman, Cato, Fox, Forbes and other non-leftist sites than Krugman. Does that mean I believe all of them too?

            I only pointed out that Krugman won the Nobel Prize for economics after you referred to Friedman as a Nobel Prize winning economist. Is the award valid for Friedmand and not Krugman? If the a

          • April 4, 2014 at 1:04 pm
            Insurance 102 says:
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            Agent,
            Wrong again on Krugman.
            But first, let me give some omments on the Nobel Peace Prize. The committee and nominating process for the Peace Prize is much different than the other awards (economics, physics, chemistry, etc). The Nobel prize is based on achievement for all awards except for peace. Nominations are made by experts in each field as well as past Nobel laureates from around the world. The committee that makes the final decision is independent of these experts and is based in Stockholm.
            The Nobel Peace Prize has been a political football. Its nominating process is TOTALLY different than the selection of other Nobel Prize winners. First, nominations are selected and solicited NOT by experts but by members of the Norwegian Nobel Committee that is appointed by the Parliament of Norway. It is confidential (and within the committee) on how nominees are selected and a winner is chosen. Furthermore, the Nobel Prize for Peace is distinct from other Nobel Prize ceremonies in that the winner receives their award in Oslo. Other Nobel Prize ceremonies occur in Stockholm.

            I agree with you in that is controversial as Obama has won a Nobel Peace Prize, as other prominent politicians and diplomats have yet to win.

            For example, I am shocked that Bill Clinton has yet to win an award. His work as President on the Good Friday accords that brought about peace in Northern Island, the Dayton Accords that helped stop genocide in the Balkans combined with his work after his presidency is remarkable. It is also sad to see a person like Richard Holbrooke not to receive this reward for his career in foreign service and work to resolve intenational conflict.

            Morever, I am especially shocked to see that other American politicans such as Al Gore that have done far less to aid global peace and alleviate global suffering have been given the award.

            However, that is the Nobel Peace Prize. Nobel Prizes in other disciplines are different. Krugman won the Nobel Prize for his work on new trade theory explaining how economies of scale and consumer’s desire for diversity of brands help to determine trade. For example, this would explain why Toyota only concentrates production in a few countries versus the entire world (economies of scale) and how each country might specializing in producing a particular brand/product (diversity of choice).

            The article was published in the Journal of International Economics which is far from being a bastion of left wing economics. Notable right of center economists who have won Nobel Prizes such as Gary Becker have also had many articles published in this journal.

            As I leave Agent, I ask for you to THINK for yourself before you write. You embarass yourself when people like me, Ron, Libby,etc shoot down your ranting so easily.
            Cheers, and have a great weekend Agent!

          • April 4, 2014 at 1:38 pm
            Libby says:
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            “… trade theory explaining how economies of scale and consumer’s desire for diversity of brands help to determine trade.” I think Agent’s head must be spinning off it’s axis right now.

            As far as Obama winning the Peace Prize, I think the committee was so happy to see Dubya, the harbinger of war-mongering and international fuffaws and conflict, go that they just awarded it to whoever took his place.

          • April 6, 2014 at 9:00 am
            Destro says:
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            You know, I used to be hypercritical of GWB and that administration. And there are definitely aspects I still have issue with.

            But after 6 years of an Obama presidency I look back on GWB as a great president and fantastic leader, despite the media’s often times slanderous/libelous depiction of him.

          • April 7, 2014 at 2:56 pm
            Trust me I am not a liberal says:
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            Libby says: …” I think the committee was so happy to see Dubya, the harbinger of war-mongering and international fuffaws and conflict, go that they just awarded it to whoever took his place.”…you do realize, Libby, that Congress voted WITH G.W.B. to go to war. It’s not like he used an executive order like the a-hole we have now that executive orders EVERYTHING. And, what were G.W.B.’s “international fuffaws” as you put it? Again, at least the entire world didn’t see him as weak as they see the current P.O.S. that people actually refer to as our president.

          • April 7, 2014 at 3:19 pm
            Libby says:
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            Not a Liberal – that was meant to be guffaws (or gaffes) and he made plenty of them. He was an international laughing stock and we were universally despised during his tenure.

            In addition, to date, Obama has issued 172 Executive Orders. Bush, during his eight years, issued 291. He’s hardly running amok with E.O.’s.

            Lastly, Congress voted to yes on Iraq based on faulty (if not intentionally fabricated, then downright incompetent) “intelligience.” Even Colin Powell couldn’t keep a straight face when presenting it to the U.N.

  • April 2, 2014 at 6:52 pm
    perplexed says:
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    Insurance102. You’re too gullible. Read the book. Ezekiel does state that health insurance companies as we know them are going away.

    • April 3, 2014 at 9:26 am
      Libby says:
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      So what? Things change. Why is it automatically a bad thing? 102 might be too gullible, but you are too fearful.

      • April 6, 2014 at 9:01 am
        Destro says:
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        It’s like you think that change can never be for the worse; only the better.

        • April 7, 2014 at 8:56 am
          Libby says:
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          It’s like you think that change can never be for the better, only the worse.

    • April 4, 2014 at 11:39 am
      Agent says:
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      Ron, it is apparent that you are not having a good day since you can’t even type, spell and keep using capital letters to vent your rage. By the way, Friedman won his Nobel back when it meant something. What organization would give Obama the Nobel for doing nothing or blowing up innocent civilians with drones in Afghanistan? Krugman? Really?

      • April 4, 2014 at 12:52 pm
        Ron says:
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        Agent,

        I am a terrible typist regardless of what kind of day I am having. The capital letters are not rage, just getting your attention. I guess it worked.

        You do realize that the people that award the Nobel Prize for Economic Sciences are different than the Nobel Peace Prize, right?

        I absolutely agree that President Obama did nothing to deserve such an honor and should not have been awarded the Nobel Peace Prize.

        What changed regarding the criteria from when Friedman won to when Krugman won? Please list all of the years that the Nobel Prize for Economic Sciences meant something and the facts you used to base your position. If it is soley baed on the fact that President Obama undeservidely won the Nobel Peace Prize, try again.

        • April 4, 2014 at 1:05 pm
          Agent says:
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          Ron, you should proof read your posts before hitting the button. Everyone but you knows that the Nobel prizes have been a joke for many years and reward leftists and the Peace Prize is the biggest joke of all. Did you know that Putin was nominated this year?

          • April 4, 2014 at 1:25 pm
            Ron says:
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            Agent,

            Way to not answer my question, again. You are such a useless Republican tool.

            I am sure you will now call me a “lees than useless Liberal/Democrat/Progressive tool”. Way to be creative.

          • April 4, 2014 at 1:39 pm
            Libby says:
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            You forgot two-faced.

          • April 4, 2014 at 5:34 pm
            Agent says:
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            No Ron, I am a Conservative. Don’t throw me in with the RINO’s. When are you going to answer me about the massive voter fraud in NC just uncovered. You seem to think that there is no proof of it.

          • April 5, 2014 at 9:47 am
            Ron says:
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            Agent,

            And I am Independent. Until you stop referring to me as anything but an Independent, I will continue to refer to you as a Republican.

            You just do not understand my position about voter ID laws. I NEVER said there is no voter fraud. Even Republicans have been convicted of voter fraud. My position is that there is no proof that voter ID laws would stop enough voter fraud to justify the millions of dollars of taxpayer money spent to pass and uphold these laws. I read about what happened in NC and it is the same thing every time. It is voter registration and clerical errors that make up nearly all occurrences of alleged voter fraud. They found 11 people guilty of double voting over 15 states. Is growing the government more worth stopping 11 extra votes? Let’s see how much of a Conservative you are, really.

            http://www.foxnews.com/politics/2014/04/03/hundreds-cases-potential-voter-fraud-uncovered-in-north-carolina/

            In addition, these laws may lead to more fraud because people will send in more absentee ballots where there is real voter fraud. That is where the focus should be, not in-person voter fraud.

            http://www.newsobserver.com/2014/04/03/3754926/attorney-nc-photo-id-wouldnt-stop.html

            Read this article and tell me how voter ID laws would prevent this.

            http://www.foxnews.com/politics/2012/09/26/absentee-ballot-fraud-widespread-problem-among-many-boleteros-in-florida/

          • April 7, 2014 at 8:28 am
            Destro says:
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            Ron, “I am sure you will now call me a “lees than useless Liberal/Democrat/Progressive tool”. ”

            Well if the shoe fits…

            Ha just joking, but using the word “useless” in describing someone as Liberal/Democrat/Progressive does seem a little redundant though.

          • April 7, 2014 at 9:22 am
            Ron says:
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            Destro,

            I agree with you. However, Conservatives and Republicans are just as useless.

          • April 11, 2014 at 3:35 pm
            Agent says:
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            Libby, I only repeat what Ron has already admitted to – twice! It matches nicely with him admitting he voted for Obama – twice, like you. How could two insurance professionals who are supposed to be educated get behind this guy?

  • April 2, 2014 at 7:06 pm
    insurance102 says:
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    Keywords “as we know them”.

    Healthcare companies will be similar to the integrated system of academic health centers or Kaiser vs your traditional HMO or PPO.

    If you look at these integrated health systems, they deliver higher quality care at lower costs.

    Perplexed, I think you should change your name to bewildered. It is also time for you to think for yourself along with Agent and FFA.

    Cheers!

    • April 6, 2014 at 9:12 am
      Destro says:
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      Yes of course, anybody who disagrees with liberals/Obamacare lacks the capacity for independent thought…
      /s

      • April 7, 2014 at 8:40 am
        KY jw says:
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        It’s not that we lack the capacity for independent thought, it’s that so many detractors are quoting the fear mongers instead.

        I disagree with the ACA, both it’s varied rules and implementation, but it’s my opinion and I don’t support it by quoting anyone. I can’t think of anything I like about the ACA, except the initial CONCEPT of providing health insurance for the uninsured. Sadly, this law didn’t make that premise a reality. All the problems with enrollment and policies being cancelled just exacerbate the problems mandates create. We are not a society that accepts mandates without questions or push back.

        • April 7, 2014 at 10:25 am
          Agent says:
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          Kyjw, I agree with you on this. When you have a law passed in a totally partisan way, built up on lie after lie, have idiots trying to implement it, you can see why there is so much opposition and a current 26% approval rating. My guess is that you have earned another admonition from Libby to tow the company line.

          • April 7, 2014 at 2:25 pm
            KY jw says:
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            Except Libby isn’t singing the ACA’s praises, either. If I remember correctly, she supports the concept, not the execution.

          • April 7, 2014 at 2:41 pm
            Libby says:
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            You are correct, KY jw. As usual, Agent is not.

  • April 7, 2014 at 11:06 am
    Libby says:
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    Does it look like an admonition from me? Unlike your comment, I thumbed hers up.

    • April 11, 2014 at 10:04 am
      Agent says:
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      So KYjw, you must have missed the dozens of articles on Obamacare since the passage in 2010. Libby pushed hard for it and criticized all of us Conservatives for pointing out all the bad things going on with it. It really is hard to defend all the lies all the time and it certainly was a losing battle since the lies have come home to roost in the Progressive henhouse.

  • April 11, 2014 at 9:26 am
    Agent says:
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    Hip, Hip Hooray! Sebelius has resigned from HHS. Of course, the damage has been done by now. I guess she finally got acid indigestion from being called to the hill so many times to try to lie her way out of this disaster. She never did seem to know how many really enrolled and paid a premium or how many young people enrolled or explained why families weren’t saving $2,500 a year on premiums or why the networks were losing more than half the doctors and hospitals or how many were being sent to Medicaid or how she managed to spend $1 billion on a website that didn’t work. What a joke for a public servant. She was only following orders, right?



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