Insurance and Climate Change column

Climate Change Exposes U.S. Infrastructure to Natural Hazards, Rand Corp. Says

By | July 14, 2016

  • July 14, 2016 at 11:48 am
    Rosenblatt says:
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    Regardless of your stance if humans are or are not contributing to Earth’s increasing temperatures, we have a duty and obligation as stewards of this rocky planet to ensure its habitability for future generations. Planning for how the world will change and attempting to mitigate the negative effects of the same is simply logical and prudent.

    • July 14, 2016 at 1:22 pm
      wayne smith says:
      Hot debate. What do you think?
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      Making important decisions (be they political, cultural, spending, etc.) based on computer models heavily influenced by human opinion and political agendas is neither logical or prudent. To think that the temp today is the perfect temp and that it should not change is arrogant of man. Most of the global warming/climate change movement is nothing more than leftists attacking capitalism.

      Get China on board with the insane proposals (will never happen) as they have the most impact. The

      Most of the “climate change” science has been proven as a fraud/hoax, but you are attacked if you point this out.

      • July 14, 2016 at 2:05 pm
        Rosenblatt says:
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        I think you missed my point, Wayne. I’m intentionally taking the WHY out of the equation.

        “To think that the temp today is the perfect temp and that it should not change is arrogant of man”

        To me, that means you agree the temp’s ARE changing in some way, right? Again, forget about WHY it may be changing for a moment. Do you think the earth’s temps have been increasing, decreasing or staying the same over the past 50-100 years? Let’s not get into WHY right now, just IF the temp’s are changing or not.

      • July 19, 2016 at 12:55 pm
        UW says:
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        Per capita the US contributes almost 3x what China contributes to climate change through carbon dioxide. We can deal with ourselves and negotiate with China.

        You pretty much show up for climate change articles, are you the same Wayne Smith that got caught lying about his credentials (like Mr Ball below-quite a pattern), or said science has not shown greenhouse gases to be a problem? Or are you just repeating their disproven nonsense?

    • July 14, 2016 at 2:02 pm
      Dave says:
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      I find it interesting that the planet has gone through severe changes in climate over the past 4.5 billion years without man contributing or even being around. It was not all that long ago that through no actions of man huge swaths of North America were covered in ice, it’s the reason we now have the Great Lakes. Suppose our advances in technology had taken place that long ago and we inhabited the planet much as we do today, but with a lot more people on it. New York City and Chicago would become buried by over a mile of ice. How difficult it would have been to deal with that climate change which happened naturally? Suppose we had the technology to heat up the planet. Should we have attempted to do so or let nature take it’s course and bury North America in ice? Do we know or are we “great” enough to know any king of climate change (natural, man-made or a combination of the two) is good or bad. Are we in a position to determine what is good or bad. If all climate change is bad (as proponents would have us believe) then we’re all doomed as the climate will change with or without our help as it has the past 4.5 billion years. Do we know if we are currently contributing to climate change and if we are, will it make the planet better or worse. A lot of folks out there appear to think they are God and have absolute answers to those questions. And they rank right up there with Lenin and Stalin about knowing what is good or bad for us.

    • July 18, 2016 at 2:44 pm
      bob says:
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      You are making a critical error here. You’re making many.

      Wayne corrected you on one already. On critical decisions like spending, which could affect the immediate life of all citizens in the nation, doing excessive wasteful spending on something that we have numbers showing would have little to no affect (even for people who agree we are the issue) is not ok.

      For example: Carbon credits or carbon tax models. I have seen them. The amount they lower carbon is too little to do anything. You may say that then we have an obligation to do something. Not when it’s costs vs efficiency do more harm than good and do not and cannot solve the problem. If we spend trillions on something with no affect we have taken the wrong action. Do “anything” is not the right mentality.

      Now moving to your other mistake which I was going to start with:

      You make the mistake of thinking that because people deny climate change that you need to educate them to be more considerate to the habitat.

      That’s an unforgivable, high and mighty, pious type of mistake to make.

      Little to know people think we should just go harm the environment, and you aren’t helping anyone going out there trying to tell people to be more earth conscious. All you are doing is allowing people to manipulate based on it, and then are labeling anyone who doesn’t agree with climate change as people who are not Earth conscious, which causes more division.

      In other words, you’re more of a problem.

  • July 14, 2016 at 1:36 pm
    Jack Straw says:
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    Wayne you are an idiot- all Scientists agree Climate change and warming is real- even the orignal guy who started the argument it isn’t real has changed his mind- … and to the the other idiot naysayers that bribe our Legislatures to ignore the problem- Take Notice- when the Insurance Industry takes notice- and may decide NOT to provide coverage(s)- may be its time to WAKE UP …

    • July 14, 2016 at 2:09 pm
      Dave says:
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      Jack Straw, thanks for proving exactly how stupid your argument is by your very first statement.

      “all Scientists agree Climate change and warming is real- even the original guy who started the argument it isn’t real has changed his mind”

      If your moronic statement only means that all scientist believe climate change is real and is always naturally occurring, then the statement is so obvious as to be dumb to even make it. But if the intent of your poorly worded statement is that all this climate change is caused by man and is agreed to by ALL scientists, then you are truly a moron and a liar.

      • July 14, 2016 at 5:57 pm
        Agent says:
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        Wayne & Dave, I applaud you whole heartedly. I see you aren’t afraid to mix it up with the word parsers which is commendable. We have a President who thinks Climate Change is the most serious national security threat we face and says it all the time hoping someone will believe that utter nonsense. It is surely a good thing he is a short timer. By the way, what do you think about Pence since he is from a neighboring state? I think it is a shrewd move since he is a Governor, a Conservative and will balance the ticket.

  • July 14, 2016 at 6:11 pm
    Dr Tim Ball - Historical Climatologist says:
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    Latest book and documentary.
    ‘The Deliberate Corruption of Climate Science’.
    https://www.youtube.com/watch?v=tPzpPXuASY8

    https://www.youtube.com/watch?v=tPzpPXuASY8
    https://www.youtube.com/watch?v=sO08Hhjes_0
    http://www.drtimball.com

    • July 15, 2016 at 9:39 am
      Agent says:
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      Good one. I particularly enjoyed the last link. My guess is that the word parsing liberal Climate Change/Global Warming guys will not since they are the brainwashed in our society.

      • July 15, 2016 at 10:59 am
        confused says:
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        you could learn a lot from the last link agent.

        Do not believe in anything simply because you have heard it.

        Do not believe in anything simply because it is spoken and rumoured by many.

        Do not believe in anything simply because it is found written in your religious books.

      • July 15, 2016 at 2:43 pm
        Don't Call Me Shirley says:
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        The “brainwashed in our society” are the ones who don’t believe in science, which is based on actual evidence, yet they blindly believe in whatever some con-artist preacher tells them (e.g. talking snakes, magical fruit, the entire globe covered in water, every species fitting on one boat).

        • July 15, 2016 at 4:24 pm
          integrity matters says:
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          Actual evidence that they (scientists) made up based on theories and estimates. Then they prove their own theories by creating their own results. How convenient! Yep…that’s pretty exact and accurate!

          I believe in God based on my own experiences. Maybe you will be blessed one day to witness real miracles and will believe, too! I’ll pray that the truth will be revealed to you. There is nothing comparable to God’s love.

          • July 15, 2016 at 5:18 pm
            Agent says:
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            integrity, you are witnessing to Atheists which will not be well received. However, they will say that Islam is a peaceful religion. We see the evidence on that every week now. Think France has had enough yet? They shouldn’t complain, they let them in.

      • July 19, 2016 at 12:58 pm
        UW says:
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        Of course you do Agent, because he is a noted liar and says what you want to hear, unlike legitimate scientists. Ball has lied about his credentials nonstop in order to appear competent. He is a fraud, anybody who takes him or his disproven garbage seriously is a moron.

        • July 20, 2016 at 1:27 pm
          Bob says:
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          Have you noticed Agent and I have started replying or caring what you have to say less?

          It’s because you’re basically a polarized idiot.

          Have you noticed no one here takes you seriously?

          It’s the same reason.

          Your level of indoctrination is insane.

  • July 15, 2016 at 11:44 am
    integrity matters says:
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    Here we go again with the “fear factor – sky is falling” rhetoric. Get enough people afraid and they will believe you.

    The article starts off with ” A report out this week from think tank Rand Corp. shows climate change has the potential to severely impact U.S. infrastructure, and it doesn’t pull any punches.”

    I’m guessing the second part of this story will start out with “A report out this week from think tank Rand Corp. shows climate change has the potential to severely impact your sex life or cause baldness or make you fat or cause the zombie apocalypse”.

    The earth’s climate changes because that is what is does. Man has a minimal impact, if any. Yes, we need to be good stewards of our planet for the future generations.

    They mention drought as being a concern of the climate change. Annual average rainfall is UP in the US and globally.

    https://www3.epa.gov/climatechange/science/indicators/weather-climate/precipitation.html

    Drought happens naturally two based on the climate and naturally occurring weather patterns. Maybe these scientists are arrogant enough to think they can possibly change the weather patterns.

    • July 15, 2016 at 11:47 am
      integrity matters says:
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      oops…typing too fast again. Meant to say too, not two.

    • July 15, 2016 at 1:04 pm
      Agent says:
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      Good post integrity. Yes, the scientists, politicians and the true believer brain washed are all extremely arrogant, just like our President.

    • July 15, 2016 at 2:45 pm
      Don't Call Me Shirley says:
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      The rapture is coming! Repent!!!

      • July 15, 2016 at 4:33 pm
        integrity matters says:
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        Yes, it is! And, it can’t come soon enough!! I look forward to that day!

        You know, Shirley, we will both be dead some day. If you’re right and I’m wrong about God’s existence and eternal life, I am no worse off than you are. We will both be dust in the wind.

        But, if I am right and you are wrong, I won’t have to worry about existing (in whatever form – physical or spiritual) about eternal anguish. You might want to think about that. But it’s ultimately your choice because God wants you to choose eternal life over eternal death.

        • July 15, 2016 at 4:45 pm
          confused says:
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          this is not specific to you or anyone on this site in particular, but I’d rather be an atheist who treats everyone well instead of a lying conniving scumbag who believes in God

          • July 15, 2016 at 5:46 pm
            integrity matters says:
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            So are you saying that all people who believe in God are lying conniving scumbags?

            Whether you realize it or not, your reply just contradicted yourself. As an atheist, you obviously don’t treat everyone well based on your reply in this post and others. Does that make you a liar?

            Believe it or not, I try to treat everyone well. But, I am human and make mistakes. I can admit that I am a sinner and in need of a Savior. As humans, we weigh our faults and compare against other peoples faults. Stealing is worse than lying, murder is worse than stealing…I think you get the picture.

            But in God’s eyes, all sin is the same because no matter what the sin is, it separates us from God’s will for our lives. That separation cannot be overcome by “being more good than bad”. That is where God’s grace and mercy comes in via the forgiveness of our sins. It’s a gift that we have the choice to accept. If you don’t want it, you can be separated from God and heaven for eternity. Your choice. I’m still praying for you to come to know the truth.

            Maybe you are confused because you want to believe but your humanness and self/world taught logic is lying to you. Satan is evil and evil is in the world. Satan is the father of lies. If he can get you to believe that God does not exist, than you can’t possibly believe that Satan exists. Do you believe that there is evil in the world?

          • July 17, 2016 at 10:12 pm
            uw says:
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            No Integrity, he didn’t. There is a stunning lack of reading comprehension among the right winners here…big shock.

          • July 18, 2016 at 8:06 am
            confused says:
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            “So are you saying that all people who believe in God are lying conniving scumbags?”

            No. Of course not!! Geez. Settle down.

            One of my best friends is currently a Deacon and one year away from becoming a Priest – he’s a truthful, honest person who believes in God. I know many dozens of honest decent people who believe in God, and I know dozens of lying scumbags who believe in God. I know may Atheists who are lying scumbags and I know many who are honest too.

            I am definitely not saying “all atheists are honest and all who believe in God are scumbags.”

            Thanks for understanding what I wrote UW!

          • July 18, 2016 at 8:07 am
            confused says:
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            edit: I know *many* Atheists who are lying scumbags and I know many who are honest too.

          • July 20, 2016 at 3:31 pm
            integrity matters says:
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            Confused: Thanks for your replies and clarifications.

            I honestly read a “tone” in your reply and thought you were comparing atheists (as a whole group) to Christians (as a whole group). My mistake and I apologize for making that assumption.

            In reality, I think there are many, maybe the majority, of Christians, Atheists, Muslims, Hindus, etc that try to treat most people well. In reality, we all fall short of doing that 100% of the time, therefore, we are all sinners, in God’s eyes.

            From an eternal life perspective, that is why there has to be an atonement for our sins. Christianity is the only religion where God himself provides the forgiveness. All the other religions require a person to be better than they are bad. That potentially creates an arrogance and chance to boast that we are responsible for our own salvation. In reality, how can we honestly judge ourselves? We don’t because we are always comparing ourselves and our sins against others.

            There is going to be a lot of “good people” going to hell because they did not believe that Jesus died for their sins and asked for forgiveness. There is also going to be a lot of “bad people” that will go to heaven because they did believe and asked for forgiveness.

            Grace is receiving something that we did not deserve (which is forgiveness), whereas, mercy is not receiving something that we DO deserve (which is condemnation).

            Someone once wrote “I’d rather stand with God and be judged by the world, than stand with the world and be judged by God”. That is what I identify with.

          • July 21, 2016 at 9:17 am
            Confused says:
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            apology accepted – not that it matters a whole lot on a random internet comment section, but it’s still true. i appreciate your ability to take a step back and (successfully) attempt to understand what I wrote instead of taking the leap into the abyss and responding to what i never said in the first place. that comment WAS directed to two people on this site, but definitely not you :) while we differ on our religious beliefs, i obviously respect yours, as i do with everyone so long as they’re not hurting anyone.

        • July 15, 2016 at 5:21 pm
          Agent says:
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          integrity, what did I tell you? The resident Progressive Atheist troll was lying in wait so he could pounce and call you a name. There is a special place waiting for him after he breathes his last breath.

          • July 15, 2016 at 5:59 pm
            integrity matters says:
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            Agent – Confused cannot help it. We don’t know his circumstances and upbringing. He may have been wronged or abused by someone that claimed to be a Christian. That person was a lying conniving scumbag to him. That was that person’s sin.

            We all need forgiveness for something. Some more than others. Matthew 7:1-2 says “Do not judge or you, too will be judged. For in the same way you judge others, you will be judged, and with the measure you use, it will be measured to you.”

            We are all passionate about our beliefs and sometimes that passion makes us say things that we shouldn’t. We even do it to our loved ones.

          • July 18, 2016 at 10:18 am
            confused says:
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            integrity – i did not call anyone here a name. that’s why i wrote his is not specific to you or anyone on this site in particular before the rest of that post.

            i did not say people were wrong for believing in God. i did not say all those who believe in God are bad people. maybe do a better job of reading the next time before you claim I did something I clearly did not do?

            let me try saying the same thing another way:

            hypothetically we have 100 Christians and 100 Atheists. Out of 100, maybe 10% of Christians are bad people. Out of 100, maybe 10% of Atheists are bad people. There are more good Christians than bad ones and there are more good Atheists than bad ones.

            I believe it’s better to be one of the good people than the bad people. I’d rather identify with the 90% of the good Atheists instead of the 10% of bad Christians. Similarly, I’d rather identify with the 90% of good Christians instead of the 10% of bad Atheists. got it yet??

          • July 18, 2016 at 2:51 pm
            bob says:
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            Oh shut the hell up confused.

            You made the statement for a reason and now for your image you’re trying to say you didn’t mean anything of it.

            You specifically compared Atheism to Christianity in negative light and now you’re trying to say you didn’t mean it.

            If you’re going to make a statement like that have the balls to say it out right rather than go back on it.

          • July 18, 2016 at 3:33 pm
            confused says:
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            I am standing behind my statement at 100% buddy. UW understood me just fine – I don’t see why you’re making a bigger deal out of this than it should be.

            Integrity asked if I was saying I think all Christians are bad, and I responded that is not what I was saying so I explained the comment a little further. I then went over and beyond to explain how the majority of Christians and Atheists are good people, but there are bad folks in each group.

            Let’s try this instead. Same intent, different execution.

            I’d rather be a good Christian than a bad Atheist. I’d rather be a good Christian than a bad Muslim. I’d rather be a good Christian than a bad Hindu.

            BUT

            I’d rather be a good Atheist than a bad Christian. I’d rather be a good Atheist than a bad Muslim. I’d rather be a good Atheist than a bad Hindu.

            BUT

            I’d rather be a good Muslim than a bad Atheist. I’d rather be a good Muslim than a bad Hindu. I’d rather be a good Muslim than a bad Christian.

            Get it yet? Stop looking for fights at every turn!

      • July 19, 2016 at 8:54 am
        Yogi Polar Berra says:
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        Rapture will replace the Crapture we’ve experienced over the last 7.5 years.



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