Consumers affected by the recent heavy rainfall in and around the Beaumont area can contact the Texas Department of Insurance (TDI) for answers to flood-related insurance questions.
Typically, homeowners insurance policies do not cover flooding. Coverage for damage caused by rising waters must be obtained from the National Flood Insurance Program (www.floodsmart.gov). Your insurance agent can offer you more information about flood insurance.
Flood damage to a vehicle may be covered by your auto insurance if the policy has comprehensive (“other than collision”) coverage.
Consumers who have had a loss from the recent flooding should contact their insurance company or agent to file a claim.
For questions or concerns about insurance (including workers’ compensation insurance), TDI offers the following resources:
On the Web: www.tdi.state.tx.us/consumer/confaq2006.html.
TDI toll-free information numbers:
1-800-252-3439 (TDI Consumer Help Line) Monday through Friday, 8:00 a.m. – 5:00 p.m.
1-800-372-7713 (Division of Workers’ Compensation customer service)
1-800-252-7031 (Workers’ Compensation Claim Assistance – Field Offices)