A Broward County, Fla. woman, who attempted to collect twice on her hurricane claim, has been arrested following an investigation by detectives with the Florida Department of Financial Services’ Division of Insurance Fraud.
Indrani B. Horton, 34, of Margate, was charged with fraudulently filing an insurance claim. The arrest followed an investigation by detectives with the Florida Department of Financial Services’ Division of Insurance Fraud.
Horton is charged with a third degree felony for collecting $7,000 in additional living expense money and then using the same receipts from that claim to bill $6,000 to a second insurance company for an ALE claim on another property. Additional living expenses are paid to policyholders who have to move out of their damaged homes to pay for food, lodging and essential items.
“We have seen so many of our friends and neighbors suffer severe damage to their homes over the past two years, and we have fought hard to get their claims settled and their property repaired,” said Tom Gallagher, Florida CFO, who oversees the Department of Financial Services. “False claims, and the people who file them, cause delays for Floridians with legitimate claims. It’s a serious crime that victimizes us all.”
If convicted, Horton faces a potential sentence of five years in prison and a fine of up to $5,000.
To help combat fraud, Gallagher is promulgating tougher fraud reporting rules, including requiring insurance companies to:
• refer fraudulent claims directly and electronically to DIF,
• detail the process they have in place for identifying and referring suspicious claims,
• establish minimum standards for training employees in anti-fraud efforts,
• update their insurance fraud plans every three years, and
• give DIF authority to order insurers to revise unacceptable fraud plans.
Bob says: 
Banks Still Face Legal Claims After $25 Billion Settlement
MF Global Judge to Examine Insurance Payments for Former Executives
Daredevil CEOs May Put Companies at Risk
California Independent Contractor Law May Be Liability for Agents, Brokers
North Carolina Continues Auto Regulation Debate As Rates Stay Same for 2012
Long-time California Lobbyist Looks to 2012 Legislation Affecting Insurance
Mine Safety Chief Seeks to End Complacency Over Safety
Virginia Court Grants Rehearing of Global Warming Claims Case
