Florida Court Weighs When Not Meeting Policy Terms Means Coverage Forfeiture

By | November 1, 2012

  • November 1, 2012 at 1:32 pm
    Miami Patriot says:
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    And people wonder why the cost of insurance keeps going up?

  • November 1, 2012 at 2:04 pm
    Mr. Obvious says:
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    I need a vacation. I think my back just went out from the accident I had last year. No, I don’t need a doctor. I’m positive it hurts and I my crackp-, um, chiropractor will agree. Just send me my check and I will be on my way.

    I need to get more policies like this! Pay $500 premium, get $100K. A sound investment strategy to me.

  • November 1, 2012 at 2:32 pm
    grammarian says:
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    Should paragraph 5 state “Owed” rather than “Owned”?
    In paragraph 18, should “this women” (Plural) Be “this woman”(singular)
    just sayin…

  • November 1, 2012 at 10:33 pm
    Back Doctor says:
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    State Farm should have scheduled this compulsory medical exam in the patient’s own municipality. Not 60 miles away. Also, people are always thinking that everyone is a scammer. This is not true. In fact, this is what the insurance companies want you to believe, and they want to scare you into not filing a claim. They will use any tactic they can dream up. Insurance companies are actually very successful at it too. I see many patients who tell me that they never filed a claim because they were worried that their insurance rates would go up, etc. Now they have chronic life long problems and they are still paying for insurance that they were too scared to use. Hello! Your rates are going up whether you use your insurance or not. If you have a legit claim, just file it. This is why you buy the coverage in the first place. I hope this lady wins in the end. I have seen way too many times that the insurance companies win. Its nice to see the little guy win for a change.

    • November 2, 2012 at 9:36 am
      T Dubya B says:
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      “I have seen way too many times that the insurance companies win. Its nice to see the little guy win for a change.” Right! Then only ones who win here are the plaintiff attorneys who gin these cases up by sending the claimant to their hand picked doctors who over treat and do more harm than good. Insurance companies are mandated to stay financially sound, and when the money flows out, it has to come back in from somewhere; and rates go up.

    • November 2, 2012 at 10:43 am
      ExciteBiker says:
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      The doctor says I gotta get a backiotomy!! (I can’t remember where this is from)

  • November 2, 2012 at 1:25 pm
    Back Doctor says:
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    Since this article is posted on “insurancejournal.com”, I wouldn’t expect anyone here to see it any other way, but in favor of State Farm.

    But, let see here. T. Dubya B says that the “lawyers gin the cases up by sending the claimants to the hand picked doctors.” You know how you solve this? By making it illegal for a lawyer to make a medical referral. I don’t believe in this. As a doctor, I would get in a heap load of trouble if I acted like a lawyer and tried representing someone. Why should a lawyer be able to have any say in where the client goes for treatment? Medical referrals are supposed to be made by trained licensed doctors, not an attorney. I have recently filed a formal complained against one attorney in Miami for doing exactly this. Guess what happened? The lawyer had to make a response to both me and the Bar. His response was that he basically denied everything and LIED. Then, the Bar dropped the investigation. The complaint will stay in the lawyer’s record for 12 months. That’s it. He gets away with practicing medicine without a license. The Florida Bar does not care. I think that lawyers should handle the paperwork and negotiation only.

    Oh and by the way; if we are going to go this route, then I suppose its also NOT okay for an insurance company to send their policy holders to THEIR “hand picked doctors.”

    You can’t have it both ways, T. Dubya.



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