It is not the insurance companies it is the agents or lack of an agent. They low ball the replacement cost in order to just get the deal regardless and after the claim they say oh it is the companies fault (Not so).Agents do your job!!!!!!!!!!! each year!!!!
Some of the direct writers like Farmers gain business from lower valuations. I think it makes sense for the consumer to expect full replacement after a major loss. The real challenge comes after a major catastrophe when contractors increase their charges.
It is not the insurance companies it is the agents or lack of an agent. They low ball the replacement cost in order to just get the deal regardless and after the claim they say oh it is the companies fault (Not so).Agents do your job!!!!!!!!!!! each year!!!!
Some of the direct writers like Farmers gain business from lower valuations. I think it makes sense for the consumer to expect full replacement after a major loss. The real challenge comes after a major catastrophe when contractors increase their charges.