Insurance Journal’s Academy of Insurance News

Hawaii Insurance Commissioner Says Homes Destroyed by Kilauea Lava are Covered

Hawaii’s insurance commissioner has made it clear that homes destroyed or damaged in the recent lava flow into a Hawaii neighborhood are covered for the damage under homeowners insurance policies. Gordon Ito, who has been the state’s insurance commissioner since …

Academy of Insurance Offers Free Videos as ‘Building Blocks’ for Insurance Education

Insurance Journal’s Academy of Insurance is offering micro-videos at no cost to insurance professionals through its new Building Blocks tool. The Building Blocks tool supplies professionally created micro-videos for industry education and training teams that already have their own learning …

Academy of Insurance Director Surveys State of Learning

Patrick Wraight knew when he took over as director of Insurance Journal’s Academy of Insurance earlier this year that he would be making some changes but first he wanted to find out who is taking the Academy classes and why. …

Understanding Commercial Property Underwriting and ‘COPE’

Construction, Occupancy, Protection and Exposure (COPE) are the same four basic elements of underwriting data that real property underwriters have used for nearly 300 years. So what are these time-honored elements? The following paragraphs briefly explain each element of COPE. …

How to Read Any Insurance Policy: 12 Rules

Rarely do any insurance practitioners, even hard core ones, undertake to read an entire policy. Generally, they are seeking a specific answer or researching a problem, undertakings that require them to review only individual parts of the coverage form and/or …

When P/C Insurance Carriers Can Cancel: The ‘Underwriting Period’ by State

Every state extends insurance carriers the right to cancel a newly-written policy during the first days of the policy period. This is commonly known as the new policy “underwriting period.” An underwriting period allows the insurance carrier time to inspect …

A Guide to Homeowners’ Liability for Injury to Trick or Treaters

Halloween pranks. Google this phrase and more than 5 million results link you to a myriad of ways to “mess with peoples’ minds” on Halloween. Some of the recommended pranks require a higher education to understand; some ideas are, well, …

Insurance Journal’s Academy of Insurance is saying, “Bon Voyage!”

San Diego, CA – 9/18/14 – Insurance Journal’s Academy of Insurance is teaming up with the Insurance Community University for a 4-day Princess Cruise this November. The insurance educators will set sail from Los Angeles on November 10th visiting Catalina …

Infantino Named Education Director for Insurance Journal’s Academy of Insurance

Laurie Infantino, AFIS, CIC, CISC, CISR, ACSR, CRIS, has been named Education Director of Insurance Journal’s Academy of Insurance. The insurance education professional will focus on the quality of the instructors and the education content offered by Insurance Journal’s Academy …