underinsured motorist coverage News

Safeco Gets a Win in Underinsured Motorist Coverage Dispute

The Connecticut Appellate Court has ruled that an auto insurer is not obligated to pay underinsured benefits to make up the difference between the coverage limits available and the lower amount its insureds actually receive from the at-fault driver’s insurer …

Pennsylvania High Court Backs ‘Regular Use’ Exclusion for Underinsured Motorist Cover

The Pennsylvania Supreme Court has upheld a “regular use” exclusion in an auto insurance policy that prohibits underinsured motorist coverage for injuries involving a non-owned vehicle that an insured used regularly. In so doing, the state’s high court reversed a …

Pennsylvania High Court Addresses When Stacked Coverage Waiver Is Not Needed

The removal of a vehicle from a multiple motor vehicle insurance policy, in which stacked coverage had previously been waived, does not require a renewed express waiver of stacked coverage under Pennsylvania’s Motor Vehicle Financial Responsibility Law. The Pennsylvania Supreme …

Virginia Court Reverses, Rules for Single Limit in GEICO Uninsured/Underinsured Case

An auto insurance policy that includes coverage for both uninsured and underinsured motorists does not require the insurer to pay the policy limits twice, the Virginia Supreme Court ruled. The high court reversed a ruling by a Richmond city judge …

Phone Call With Insurer Does Not Void Insured’s Prior Rejection of Coverage

A motorcycle driver’s signed waiver of underinsured motorists coverage in 2004 was still in effect 15 years later when he was in a tragic crash despite a phone conversation he had in 2014 with a representative for his direct insurer …

Mass. Court Rules for Auto Insurer in ‘Blood Relative’ Household Member Case

A Massachusetts Appeals Court has ruled in favor of an insurer in a case involving an automobile accident in which the injured plaintiff sought to obtain underinsured motorist coverage under a policy held by the mother and stepfather of his …

Insurance, Corporate Law Intersect in Louisiana Agent Liability, UM Cases

Nothing is more exciting than reading the latest updates on insurance law, unless, of course, you can get updates on corporate law at the same time. Fortunately, there are two recent Louisiana cases where the outcome of insurance law issues …

Forklifts, Louisiana Uninsured Motorist Coverage and Unasked Questions

In perusing judicial decisions, it is not unusual to discover answers to questions one never thought to ask. One such question is whether a forklift is a “motor vehicle” under uninsured/underinsured motorists (UM) statutes, and, if so, would the UM …

Pennsylvania Court Upholds Motorcyclist ‘On,’ ‘Off’ Exclusion

A Pennsylvania court has ruled that an exclusion in underinsured motorist coverage for injuries incurred while on a motorcycle applies to motorcyclists injured after being thrown off their bikes. An underinsured motorist coverage from Allstate contained an exclusion for injuries …