workers’ compensation News

Combinability of Insureds

Consolidating separate legal entities’ loss experience to develop a common experience modification factor has the potential to cause confusion for the client and sometimes the agent. Clients may view such mixing of loss experience due simply to common majority ownership/interest …

WCIRB Submits Lower Mid-year Filing to California Department of Insurance

The California Workers’ Compensation Insurance Rating Bureau on Monday submitted a July 1 pure premium rate filing to the California Department of Insurance proposing advisory rates that average $2.46 per $100 of payroll. The move follows a recommendation by the …

Work Comp for PEOs and Their Client/ Employers

Professional employer organizations (PEOs) began their rise after the adoption of the Tax Equity and Fiscal Responsibility Act of 1982 cleared a path for the creation and expansion of such entities. Between 700 and 900 professional employer organizations operate in …

Tennessee Judge: Comp Benefit Limits for Undocumented Workers Unconstitutional

A Nashville judge has found to be unconstitutional a state law that limits the amount of workers’ compensation benefits laborers living in the country illegally can receive. The ruling stems from the case of a Guatemalan man whose left arm …

California Workers’ Comp Committee Votes for Lower Mid-Year Filing

The California Workers’ Compensation Insurance Rating Bureau Governing Committee voted on Wednesday to authorize the WCIRB to submit a mid-year pure premium rate filing to the California Department of Insurance that’s 5 percent lower than the Jan. 1 filing. The …

Nonemployee ‘Employees:’ The Borrowed Servant Doctrine – Part II

Part I of this “nonemployee, employee” mini-series introduced the three types of “employers” and began the discussion regarding what constitutes or creates control. Part II completes the conversation on establishing “control,” briefly describes common types of borrowed servants and introduces …

Nonemployee ‘Employees:’ The Borrowed Servant Doctrine – Part I

“The vital test in determining whether a workman furnished by [the primary employer] is a servant of [the special employer] is whether they (the employee(s)) are subject to the “special employer’s” control or right of control not only with regard …

Pennsylvania Workers’ Comp Rate to Decline for 4th Year

The cost of workers’ compensation insurance is declining for the fourth consecutive year in Pennsylvania. The state departments of Insurance and Labor & Industry said on Friday, March 27, that overall rates will decline by 5.99 percent while benefits for …

Employees Exempt from Workers’ Compensation

Employee-employer relationships regarding workers’ compensation are complicated by the IRS, industrial commissions, the courts and state statute. Each has its own definition or applies a different test to define “employee.” Certain “employment” situations and arrangements are exempt from the requirements …

Michigan Workers’ Comp Costs Drop, Employment Rises

Michigan has had some positive developments on the employment and workers’ compensation fronts lately and state officials are eager to share the news. Workers’ comp costs for employers in Michigan have dropped by nearly 28 percent since 2011 and the …