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Navigators Can’t Parse ‘Additional Insured’ Policy Wording in Georgia Explosion Case
Jan 27 2026 // Navigators Insurance Co., a Hartford excess insurer, cannot escape a Georgia utility company’s argument that the utility is an additional insured on a policy, after a 2018 gas explosion in Georgia that left three...
Banks Improperly Requesting Additional Insured Status – Part 2
Sep 23 2025 // Our friend, Christopher Boggs, Chief Consultant with Boggs Risk and Insurance Consulting, returns to respond to a great comment left on his recent post. He’ll tell you more below. Happy reading. Several days ago I...
Banks Should NOT be Asking for Additional Insured Status
Sep 18 2025 // We welcome back to the Academy Journal Christopher Boggs, Chief Consultant with Boggs Risk & Insurance Consulting. Banks (well, their attorneys or risk managers) are making improper requests of commercial borrowers....
Differences Between Named Insured and Additional Insured: Part 2
Apr 22 2024 // This post is part of a series sponsored by TSIB. When working on a construction project, the company you are working for may ask to be an Additional Named Insured or an Additional Insured. It’s easy to believe that...
Differences Between Named Insured and Additional Insured: Part 1
Apr 19 2024 // This post is part of a series sponsored by TSIB (updated 5/22/24). Often, the terms named insured and additional insured get lumped together to be interchangeable. However, that is not the case. Keep reading to learn about...
All Additional Insureds Aren’t the Same
Feb 7 2022 // For at least the past couple of decades, it seems that in just about every contract, the upstream party wants to be an additional insured (AI) on the downstream party’s insurance. Most commonly, the request is for AI...
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