Latest Homeowners Headlines

All the headlines from our Homeowners Topic Page, ordered by recency.

When is ‘Enough’ Insurance Enough’ A Practical Approach for Brokers

Feb 23 2004 // There is a way to give your client some idea of the potential liability risk that he or she is taking on. A firestorm destroys a subdivision. A neighbor’s child accidentally drowns in an uncovered swimming pool. A...

Wyoming Bill Could Have Unintended Consequences for Homeowners

Feb 17 2004 // A bill currently under consideration in the Wyoming Legislature that would limit insurers’ use of loss history information could have unintended consequences for the state’s homeowners, according to a leading...

Three Years Later, Industry Puts Toxic Mold into Perspective

Feb 9 2004 // Whatever became of mold? Only three years ago, newspaper headlines, fueled by overzealous trial attorneys and misguided scientific information, trumpeted mold as “the next asbestos.” Since then, however, mold...

S.C. Homeowners Rate Modernization Bill Clears First Hurdle

Jan 29 2004 // The South Carolina Senate Banking and Insurance Committee on Wednesday approved a flex rating bill supported by the American Insurance Association that would reportedly eliminate prior approval for homeowners insurance...

Mich. Insurers Respond to Homeowners Data Call

Jan 28 2004 // The more than 100 homeowners insurance carriers that operate in Michigan are already gathering rating information recently requested by the governor and the Michigan Office of Financial Insurance Services (OFIS)...

PCI Concerned with Restrictive Measures Under Consideration in Maine

Jan 27 2004 // Efforts to enact legislation reportedly restricting the ability of insurers to operate in a competitive fashion in the Maine homeowners insurance market are being met with concern by the Property Casualty Insurers...

Mission Possible: Bringing Insurers Back to Louisiana

Jan 26 2004 // If the Professional Insurance Agents of Louisiana, the Independent Insurance Agents and Brokers of Louisiana (IIABL) and Louisiana’s insurance commissioner have their way, the state will soon be flooded with insurers...

Texas FAIR Plan Wants Rate Increase

Jan 23 2004 // The Texas Fair Access to Insurance Requirements (FAIR) Plan Association requested that the Texas Department of Insurance allow the Plan to increase homeowners insurance rates by an average of 12 percent statewide in order...

Mich. Commissioner Begins Inquiry into Climbing Home Insurance Rates

Jan 21 2004 // Michigan Office of Financial and Insurance Services (OFIS) Commissioner Linda Watters has launched the first phase of her investigation into rising home and auto rates in Michigan. Watters issued a letter of inquiry to...

New Non-Underwritten Homeowners Program Available from Superior Access

Jan 14 2004 // Richard Swoy, chairman of Irvine, Calif.-based Superior Access Insurance Services Inc. has announced that a new specialty program is available to California agents and brokers having problems placing homeowners’...

Non-Underwritten Homeowners

Jan 12 2004 // Nuts & Bolts: Superior Access Insurance Services Inc. has a new, non-underwritten homeowners program now available in California, which is virtually non-underwritten. Designed for homeowners in hard to qualify areas...

Perry Says Reforms are Paving Way for Regulatory Modernization

Jan 12 2004 // To start off the new year, Insurance Journal asked Texas Governor Rick Perry to share his views on insurance reforms initiated by the Texas Legislature in 2003, and to comment on issues he believes need to be addressed in...

Schwarzenegger Governs One-Eighth of the U.S. Population

Jan 12 2004 // The U.S. Census Bureau’s Census 2000 estimated the population of the California at 33,871,648. Approximately 76 percent of the adult residents had graduated from high school and about 16 percent had earned a college...

Anniversary of Northridge Quake Prompts Physical, Fiscal Preparedness

Jan 9 2004 // Few people can forget the devastation of the Northridge earthquake, but for some, it’s all too easy to overlook how a major earthquake can leave personal finances in shambles. The Northridge quake caused more than...

St. Johns Insurance Co. Opens Doors for Fla. Homeowners

Dec 19 2003 // Homeowners insurer, St. Johns Insurance Company, announced that it is open for business in the state of Florida. St Johns, which is rated “A” Excellent by Demotech, is writing voluntary homeowners policies in...

Industry People Making Moves in 2003

Dec 15 2003 // As you will probably notice from this list, it is not scientific, preferential, etc. We retraced news coverage of this past year and tried to come to an agreement on who made headlines. We likely left off a few...

Flood Insurance Program Gets Three-Month Extension

Dec 15 2003 // The major changes Congress has in mind for the National Flood Insurance Program are still on the table, as both the House and Senate voted to extend the program as is for only three months to allow time to hammer out an...

Flood Insurance Program Gets Three-Month Extension

Dec 15 2003 // The major changes Congress has in mind for the National Flood Insurance Program are still on the table, as both the House and Senate voted to extend the program as is for only three months to allow time to hammer out an...

Industry People Making Moves in 2003

Dec 15 2003 // As you will probably notice from this list, it is not scientific, preferential, etc. We retraced news coverage of this past year and tried to come to an agreement on who made headlines. We likely left off a few...

21st Century Holding Subsidiary Gets Green Light from Citizens’ Board for Policy Take-out

Dec 11 2003 // 21st Century Holding Company, a vertically integrated financial services holding company, announced that one of its subsidiaries, Federated National Insurance Company, has been approved by the Board of Governors of...