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State Farm Files for Auto Rate Decrease, Homeowners Rate Increase in Louisiana
Dec 12 2025 // More than one million State Fam auto insurance policyholders in Louisiana should see a decrease in premiums in 2026, as Insurance Commissioner Tim Temple approved the carrier’s request for a 5.9% average rate...
Louisiana Insurance Commissioner OKs SureChoice, Elevate Homeowners Rate Drops
Dec 11 2025 // Louisiana Insurance Commissioner Tim Temple approved SureChoice Underwriters Reciprocal Exchange and Elevate Reciprocal Exchange’s requests for a 7.5% average rate decrease on the carriers’ more than 73,000...
Should Captives Be Allowed to Insure Homeowners Risks?
Dec 8 2025 // Most states and U.S. territories permit the establishment of captive insurance companies to insure a variety of commercial risks. However, no state or territory allows them to insure personal auto risks, and before...
Arizona Study Group Issues Report on Homeowners Insurance and Wildfire Risk
Dec 5 2025 // A report from a regulator-created group found that a multifaceted approach to addressing wildfires and lack of insurance affordability in Arizona should be tackled with a multifaceted approach that includes homeowners,...
Foundation Firmed: AM Best Switches View of US Homeowners Insurers to Stable
Dec 1 2025 // Insurers of U.S. homes have improved rate adequacy and catastrophe risk management, modified coverage, and benefitted from a softening reinsurance market to earn a change in AM Best’s outlook for the segment to...
How ‘Super Roofs’ Reward Insurers, Cat Bond Investors and Homeowners
Dec 1 2025 // As the Trump administration stalls federal funding for projects intended to make states more resilient to climate change and private insurers decline to cover properties in high-risk zones, North Carolina just proved...
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