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US Mortgage Rates Rise for Third Straight Week

Jul 24 2026 // Mortgage rates in the US, already the highest in almost a year, rose for a third week, squeezing affordability as home price growth accelerates. The average for a 30-year, fixed loan climbed to 6.58% from 6.55% a week...

Client Retention Strategies in a Softening Market

Jul 13 2026 // The hard insurance market of the past few years has challenged everyone. Clients faced rising premiums, limited options, and complex renewal conversations, while agents had to invest significant time and energy into...

Viewpoint: Why Florida Property Insurance Rates Might (and Might Not) Keep Falling

Jun 30 2026 // Editor’s note: As some national news reports continue to claim that Florida’s property insurance crisis has endured and premiums keep rising, one Florida insurance executive offered a view from inside the...

APCIA Tells Michigan Senate to Oppose Bill Mandating Auto Rate Reductions

Jun 19 2026 // A Michigan Senate Committee this week advanced a bill that would mandate auto insurance premium reductions of at least 10% without reduced benefits, Sen. Jeff Irwin (D-Ann Arbor) authored SB 328, which he says will lower...

WTW: US Commercial Rates Continue Moderation With 2.5% Increase in Q1

Jun 11 2026 // U.S. commercial insurance rates increased 2.5% in the first quarter 2026, according to the latest WTW Commercial Lines Insurance Pricing Survey (CLIPS). “The first quarter results reflect a continuation of the...

US Personal Lines Insurers Ask for Less Rate After Period of Catch-Up

Jun 8 2026 // It appears as though auto and home insurers have caught up, appropriately matching premium to risk in their portfolios. According to a new report from insurance industry rating agency AM Best, rate increases for homeowners...

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