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Viewpoint: Pricing Wildfire Risk Is Not the Same as Reducing It
Nov 2 2026 // Driven by powerful winds, three wildfires burned rapidly through neighborhoods in Spokane, Wash. Crossing natural and constructed boundaries, the fires damaged or destroyed nearly 1,000 buildings, leaving families homeless...
Cyber Direct Premiums Are Up but Majority of Policies Are Endorsements: NAIC
Oct 27 2026 // The U.S. domestic cyber insurance market has nearly tripled in size since 2020, with endorsement policies accounting for the largest share of policy counts relative to premium. The observations come from a new report...
Florida Reforms Cut Property Premiums but Data Show Multifamily Liability Rates Up
Oct 26 2026 // In the warming Florida market, post-legislative reforms, much of the focus has been on homeowners’ property insurance rates. But one segment has been overlooked to a degree: multifamily dwellings, a category that...
Michigan, Ohio Gas Prices Spike Further Amid Refinery Breakdown
Oct 23 2026 // Gas prices in two Midwestern battleground states saw further hikes on Thursday as the region’s market grapples with a refinery issue in Illinois. In Michigan, prices rose to $4.74 a gallon on Thursday, up from $4.59...
Cyber Rates Are Down, Risks Are Up but Small Businesses Slow to Adopt
Oct 16 2026 // The commercial cyber insurance market is strong and growing, but small to midsize businesses may be falling behind as cybercriminals ramp up AI efforts. “Cyber threats are evolving faster than many businesses can...
Texas Reports Homeowners and Auto Rate Decreases
Oct 9 2026 // Homeowners insurance rates are beginning to come down in Texas, according to the most recent data from the state insurance department. Since the start of July, insurance companies have filed an average 4.3% rate decrease...
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