Latest Pricing Trends Headlines
All the headlines from our Pricing Trends Topic Page, ordered by recency.
State Farm Files for 6.2% Auto Rate Reduction in California
Nov 20 2025 // State Farm Mutual Automobile Insurance Co. submitted a rate filing to reduce personal auto insurance rates by 6.2%. The filing has a targeted effective date of Feb. 23, 2026, and is pending approval from the California...
Missouri to See Small Increase in Workers’ Comp Rates in 2026
Nov 20 2025 // The Missouri Department of Commerce and Insurance (DCI) announced that workers’ compensation rates will increase slightly for employers for 2026. The National Council on Compensation Insurance (NCCI) proposed a...
Louisiana Commissioner Approves Rate Decreases for About 12K Allstate Auto Policies
Nov 20 2025 // Approximately 12,000 Louisiana Allstate customers will soon see a decrease in their auto insurance premiums. Louisiana Insurance Commissioner Tim Temple announced last week he has approved rate decreases for two Allstate...
‘Clear Soft Market Conditions’ for Commercial P/C Lines in Q3, Says CIAB
Nov 19 2025 // According to The Council of Insurance Agents & Brokers (CIAB) quarterly survey, commercial property/casualty premiums across all account sizes in the third quarter 2025 rose by 1.6%, as premium increases in all lines...
Arizona Workers’ Comp Rates Fall for a 12th Straight Year
Nov 17 2025 // Workers’ compensation rates in Arizona are set to go down 6.7% next year. The Arizona Department of Insurance and Financial Institutions reviewed the annual National Council on Compensation Insurance rate filing for...
With Earnings Up and Rates Dropping, Big National Execs Celebrate Florida Reforms
Nov 12 2025 // During earnings conference calls last week leaders of two large personal lines insurers commented on affordability issues, highlighting the downward impact of Florida tort reforms on auto insurance prices. “At a time...
North Carolina Rate Bureau Calls for 68% Dwelling Policy Rate Hike Over 2 Years
Nov 4 2025 // The North Carolina Rate Bureau is asking for 28.5% and 31% average rate increases for dwelling policies over the next two years, numbers that will likely be reduced after negotiations with the state insurance...
WV OIC Accepting Input on American Modern’s 47% Auto Rate Increase Request
Nov 3 2025 // The West Virginia Office of the Insurance Commissioner is accepting comments about a proposed 47.38% average increase in auto liability rates filed by American Modern Property and Casualty Insurance Co. About 504...
An Unsustainable Trend – Declining P/C Rates and Rising Cost of Risk: Marsh’s John Doyle
Nov 3 2025 // Property/casualty prices are declining, while the cost of risk continues to rise–a trend that is unsustainable over time, according to John Doyle, president and chief executive officer of Marsh McLennan...
Louisiana Drafting Rules for Up to 30% Premium Discounts for FORTIFIED Homes
Oct 23 2025 // The Louisiana Department of Insurance announced it is in the process of drafting new rules on premium discounts for homes that meet some of the toughest wind-resistant construction standards. A statute approved by...
Global Commercial Insurance Rates Drop 4% in Q3, for 5th Quarterly Decline: Marsh
Oct 23 2025 // Global commercial insurance rates fell, on average, by 4% in the third quarter of 2025, repeating the 4% decline recorded in Q2 2025, according to the latest Global Insurance Market Index published by Marsh, the insurance...
Florida, Alabama Hold Hearings on NCCI Workers’ Comp Rate Decreases
Oct 20 2025 // The National Council on Compensation Insurance is again recommending a reduction in workers’ compensation rates in Florida and Alabama, and regulators in both states have scheduled public hearings about the proposed...
An Unsustainable Trend – Declining P/C Rates and Rising Cost of Risk: Marsh’s Doyle
Oct 17 2025 // Property/casualty prices are declining, while the cost of risk continues to rise – a trend that is unsustainable over time, according to John Doyle, president and chief executive officer of Marsh McLennan...
All Commercial Insurance Lines Except One in ‘Soft-Market Territory’: WTW
Oct 16 2025 // Moment of opportunity. Clear horizons. The latest WTW Marketplace Realities report, published in early October, is heavy on descriptions of a “unique and promising” inflection point for commercial insurance...
Customers Look to Alternatives as Home Insurance Premiums Rise
Oct 6 2025 // Homeowners’ insurance rates are rising at a pace not seen in more than a decade, so more customers are asking why they should stay loyal if they perceive their insurer isn’t reciprocating. According to a recent...
Louisiana Farm Bureau Approved for Double-Digit Auto Rate Decrease
Oct 3 2025 // One of the largest auto insurers in Louisiana is implementing a double-digit rate decrease. Louisiana Insurance Commissioner Tim Temple has approved Louisiana Farm Bureau Casualty Insurance Company’s request for an...
US Commercial Lines Prices Increase 3.8%, Falling From Up 6% in Previous Quarters
Sep 22 2025 // U.S. commercial insurance rates increased 3.8% in the second quarter of 2025, according to the latest WTW Commercial Lines Insurance Pricing Survey (CLIPS). WTW said the price increase has been very close to 6% over the...
JD Power: Customers Look to Alternatives as Home Insurance Premiums Rise
Sep 17 2025 // Homeowners insurance rates are rising at a pace not seen in more than a decade, so more customers are asking why they should stay loyal if they perceive their insurer isn’t reciprocating. According to a recent survey...
Workers’ Comp Rate Increase Proposed in Washington
Sep 17 2025 // The Washington State Department of Labor & Industries is proposing a 4.9% increase in the average hourly rate employers and workers pay for workers’ compensation insurance in 2026. L&I says the increase would...
US Commercial Lines Prices Increase 3.8%, Falling From Up 6% in Previous Quarters
Sep 10 2025 // U.S. commercial insurance rates increased 3.8% in the second quarter of 2025, according to the latest WTW Commercial Lines Insurance Pricing Survey (CLIPS). WTW said the price increase has been very close to 6% over the...
