Latest Pricing Trends Headlines
All the headlines from our Pricing Trends Topic Page, ordered by recency.
Customers’ Search for Better Auto Rates Has UBI Heating Up
Jan 26 2026 // Customers shopped for auto insurance at a record pace in 2025 as years of insurance rate hikes got buyers looking around. And this time, they are finding better prices elsewhere, according to J.D. Power. The percentage of...
Consumer Group Got $1.4M Intervening in California Rate Filings, CDI Says
Jan 21 2026 // California Department of Insurance data show one consumer advocacy group earned $1.4 million in fees last year from a program that pays people and advocates to intervene in rate hearings. Consumer Watchdog received...
Alabama DOI Report Shows Litigation Is Up, Raising Liability Costs and Rates
Jan 21 2026 // A new report from the Alabama Department of Insurance shows claims litigation and big verdicts are on the rise in the state, inflating loss costs for insurers and putting upward pressure on auto and commercial liability...
Florida OIR Triples the Size of Citizens’ Rate Decrease
Jan 20 2026 // With takeouts continuing at a steady pace and more carriers working the Florida property insurance market, state regulators saw fit to more than triple the size of Citizens’ Property Insurance Corp. recent rate...
Progressive Approved for Personal Auto Rate Decreases in Louisiana
Jan 8 2026 // Louisiana Insurance Commissioner Tim Temple has approved Progressive Security Insurance Company’s request for a 6.6% average rate decrease on its over 270,000 private passenger auto insurance policyholders and...
Abundant Reinsurance Capacity Accelerates Market Softening During 1/1 Renewals
Dec 30 2025 // Expanded reinsurance capacity resulted in accelerated softening of pricing across many lines during the January 1, 2026 renewals, according to a report issued by Guy Carpenter, the reinsurance business of Marsh. Carpenter...
US P/C Posts $35B YTD Underwriting Gain; By-Line Premium Growth Revealed
Dec 29 2025 // Earlier this month, AM Best provided its initial tally of year-to-date financial results for U.S. property/casualty insurers, reporting a $34.9 billion net underwriting gain through the first nine months of 2025. According...
Alabama, NC Set Hearings on Proposed Capital Requirements, Dwelling Rate Increase
Dec 23 2025 // Regulators in two Southeastern states will hold hearings early next year, one on a proposed steep dwelling insurance rate increase in North Carolina, and another on new capital requirements for insurers in Alabama. The...
Georgia Commissioner Touts More Auto Rate Reductions by Major Insurers
Dec 17 2025 // Georgia Insurance Commissioner John King announced more auto insurance rate reductions for motorists in the state—the second announcement in as many months. King credited tort-reform laws and stepped-up efforts to combat...
New York Says Cab, Rideshare Insurance Rates to Rise 25%
Dec 16 2025 // New York officials have told rideshare companies, driver representatives and others in the for-hire vehicle industry that insurance policy rates will rise by an average 25% over the next three years, according to people...
State Farm Files for Auto Rate Decrease, Homeowners Rate Increase in Louisiana
Dec 12 2025 // More than one million State Fam auto insurance policyholders in Louisiana should see a decrease in premiums in 2026, as Insurance Commissioner Tim Temple approved the carrier’s request for a 5.9% average rate...
After Years of Pushing Rate Hikes, Florida’s Citizens Now Wants HO Rate Decrease
Dec 11 2025 // After years of asking for rate increases to help drive consumers to the private market and reduce its exposure, Florida’s Citizens Property Insurance Corp. is now asking for a rare decrease in homeowners’...
Black Sea Shipping Insurance Rates Rise After Ukraine Attacks on Tankers, Sources Say
Dec 2 2025 // The cost of shipping commodities through the Black Sea climbed on Monday after Ukrainian naval drones hit two tankers heading to a Russian port, with fears of further attacks driving up war risk insurance costs, industry...
Washington Workers’ Comp Average Premium Going up 4.9% in 2026
Dec 1 2025 // The average cost of workers’ compensation insurance in Washington is set to rise 4.9% for 2026. The Washington State Department of Labor & Industries announced that employers and workers will pay on average $1.37...
‘Clear’ Soft Market Pricing
Dec 1 2025 // Commercial lines premiums across all account sizes rose by less than 2% on average in the third quarter of 2025–a clear indication of soft market conditions across the board. That’s according to The Council of...
State Farm Files for 6.2% Auto Rate Reduction in California
Nov 20 2025 // State Farm Mutual Automobile Insurance Co. submitted a rate filing to reduce personal auto insurance rates by 6.2%. The filing has a targeted effective date of Feb. 23, 2026, and is pending approval from the California...
Missouri to See Small Increase in Workers’ Comp Rates in 2026
Nov 20 2025 // The Missouri Department of Commerce and Insurance (DCI) announced that workers’ compensation rates will increase slightly for employers for 2026. The National Council on Compensation Insurance (NCCI) proposed a...
Louisiana Commissioner Approves Rate Decreases for About 12K Allstate Auto Policies
Nov 20 2025 // Approximately 12,000 Louisiana Allstate customers will soon see a decrease in their auto insurance premiums. Louisiana Insurance Commissioner Tim Temple announced last week he has approved rate decreases for two Allstate...
‘Clear Soft Market Conditions’ for Commercial P/C Lines in Q3, Says CIAB
Nov 19 2025 // According to The Council of Insurance Agents & Brokers (CIAB) quarterly survey, commercial property/casualty premiums across all account sizes in the third quarter 2025 rose by 1.6%, as premium increases in all lines...
Arizona Workers’ Comp Rates Fall for a 12th Straight Year
Nov 17 2025 // Workers’ compensation rates in Arizona are set to go down 6.7% next year. The Arizona Department of Insurance and Financial Institutions reviewed the annual National Council on Compensation Insurance rate filing for...
