Latest Homeowners Headlines

All the headlines from our Homeowners Topic Page, ordered by recency.

Foundation Firmed: AM Best Switches View of US Homeowners Insurers to Stable

Dec 1 2025 // Insurers of U.S. homes have improved rate adequacy and catastrophe risk management, modified coverage, and benefitted from a softening reinsurance market to earn a change in AM Best’s outlook for the segment to...

How ‘Super Roofs’ Reward Insurers, Cat Bond Investors and Homeowners

Dec 1 2025 // As the Trump administration stalls federal funding for projects intended to make states more resilient to climate change and private insurers decline to cover properties in high-risk zones, North Carolina just proved...

Study: Insurance, Other Factors Lead to ‘Hidden Costs’ of Home Ownership

Dec 1 2025 // Rising insurance costs are contributing to “hidden costs” that are putting more pressure on household incomes, a new study shows. A new study from Zillow and Thumbtack finds hidden costs of homeownership add up...

New Homeowners Insurance Product in California Launched by bolt

Nov 25 2025 // Insurtech bolt launched a new homeowners insurance offering the firm is calling VTRO. VTRO is a California-based managing general agent created by bolt. VTRO combines comprehensive coverage with bolt’s smart water...

Farmers Eliminating Homeowners Insurance Policy Cap in California

Nov 24 2025 // Farmers Insurance announced it will eliminate the cap on the number of homeowners insurance policies it offers in California. The move is part of a new filing, and the cap removal is effective immediately, made in...

Texas Voters Rank Rising Homeowners’ Insurance Costs as Top Concern

Nov 12 2025 // The rising cost of homeowners’ insurance has emerged as of the top key issues in the minds of Texas voters, according to a recent survey conducted by Texas 2036. When asked about the next election, Texas voters...

Viewpoint: The Biggest Blind Spot in Home Insurance: What’s Inside the House

Nov 6 2025 // Property insurance insights have traditionally relied on publicly available data. Common sources include deed records, weather data, MLS information, aerial imagery, and permit history, which have long formed the backbone...

Judge Rejects Deal for Funeral Home Owner Accused of Stashing 190 Bodies

Nov 5 2025 // A Colorado judge rejected the plea agreement of a funeral home owner accused of stashing nearly 190 decaying bodies in a bug-infested building after family members of the deceased argued that the agreement’s 15- to...

Illinois Sues State Farm for Refusal to Release Homeowners’ Insurance Data

Nov 3 2025 // The State of Illinois is suing State Farm for refusing to provide nationwide homeowners’ insurance data at the request of the Illinois Department of Insurance (IDOI). Attorney General Kwame Raoul filed the lawsuit on...

Oklahoma Insurance Department’s Fire Classifications Save Homeowners $22M

Oct 28 2025 // The Oklahoma Insurance Department (OID) announce that its Fire Protection Classification Division saved homeowners approximately $22 million in insurance premiums in 2024. Classification ratings are based upon...

Security First the Latest in Florida to Announce Home Insurance Rate Cut

Oct 28 2025 // Security First Insurance, ranked the 15th largest property insurer in Florida earlier this year, announced it has filed for an 8% average statewide rate decrease for thousands of homeowners policies, making it the latest...

Homeowners Facing Big Deductibles? Mission Says it Has a Buyback Plan for That

Oct 21 2025 // It’s not unusual in today’s housing market to own a home valued at $1 million or more. It’s also not that rare for the insurance coverage on a high-end home to carry a $100,000 wind deductible. Mission, a...

AI-Powered Home Insurance Startup Expands in Risky Florida Market

Oct 17 2025 // Stand Insurance has raised $35 million in a Series B funding round to expand its artificial intelligence-powered coverage for homeowners. The company targets insurance markets deemed risky, with policies covering...

TDI Drafts New Rule Requiring Appraisal Provision in Auto and Homeowners Policies

Oct 16 2025 // The Texas Department of Insurance recently published an informal draft of rules that would implement a new law requiring all personal auto and residential property insurance policies to include a binding appraisal...

Illinois Sues State Farm for Refusal to Release Homeowners’ Insurance Data

Oct 15 2025 // The State of Illinois is suing State Farm for refusing to provide nationwide homeowners’ insurance data at the request of the Illinois Department of Insurance (IDOI). Attorney General Kwame Raoul filed the lawsuit on...

Survey Shows Homeowners Warming to DIY Digital Claims, Insurance Processes

Oct 10 2025 // Nearly 80% of U.S. homeowners would use their smartphones to document property damage for an insurance claim, according to a new survey that suggests self-service digital tools could play a larger role in future claims...

75% of Buyers Are Concerned About Rising Homeowners Insurance Costs: Survey

Oct 6 2025 // Nearly 75% of recent and prospective buyers believe that homeowners’ insurance could become unaffordable, according to a new survey by Realtor.com. Eighty-eight percent of those surveyed believe they will pay more...

Customers Look to Alternatives as Home Insurance Premiums Rise

Oct 6 2025 // Homeowners’ insurance rates are rising at a pace not seen in more than a decade, so more customers are asking why they should stay loyal if they perceive their insurer isn’t reciprocating. According to a recent...

Bamboo Insurance and Accredited Partner to Expand Homeowners Coverage in California

Sep 18 2025 // Bamboo Insurance entered into a partnership with Accredited the companies say will provide availability and coverage options to homeowners across California. Bamboo’s E&S Signature product combines Bamboo’s...

JD Power: Customers Look to Alternatives as Home Insurance Premiums Rise

Sep 17 2025 // Homeowners insurance rates are rising at a pace not seen in more than a decade, so more customers are asking why they should stay loyal if they perceive their insurer isn’t reciprocating. According to a recent survey...