Latest Homeowners Headlines
All the headlines from our Homeowners Topic Page, ordered by recency.
Carrier Management Hosts “Demo Day” for Homeowner Insurers
Jun 10 2025 // San Diego, CA. June 10, 2025 – Carrier Management is hosting the second event in a series of free “Demo Days”, designed to allow home insurers to experience rapid fire demos of cutting-edge risk tools. The...
Homeowners Suing USAA and AAA Insurers Over LA Wildfires
Jun 6 2025 // Some homeowners who lost their homes in the Los Angeles wildfires have filed lawsuits against three large insurers over claims payouts they say didn’t cover their losses. The lawsuits were filed in Los Angeles County...
Homeowner’s Failure to Read Doesn’t Clear Agency of Negligence Claim
Jun 3 2025 // A North Carolina insurance agency cannot escape a lawsuit brought by a homeowner who was denied coverage after a hurricane because key elements of the property were not mentioned in the coverage application. In a case that...
Homeowners Insurance Market Turns Corner
Jun 2 2025 // If you write personal lines–or own a home–then you know. Homeowners insurance rates are up–significantly in some states such as Texas. But better news is around the corner judging by a new industry...
State Farm VP Apologizes to Homeowner, Allstate Exec Gets Grilled at Senate Hearing
Jun 2 2025 // It’s not just some Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports or low-balled property damage estimates in recent years. It’s also major national insurers,...
Certification Enables California, Oregon Homeowners to Earn Premium Discounts
May 29 2025 // Homeowners in California and Oregon in high-risk wildfire areas can earn discounts on insurance premiums through a new certification program to take mitigation steps to reduce risk. Mercury Insurance partnered with the...
Alabama Study Shows Fortified Homes Paying Off for Insurers, Homeowners
May 28 2025 // A new Alabama study of hurricane-affected homes sends a clear message to insurers and homeowners nationwide: climate-resilient construction methods can protect homes, and save a lot of money. The first-of-its-kind...
Boost Prices or Retreat? How Carriers Improved Homeowners Books in 2024
May 21 2025 // Direct written premiums in the U.S. homeowners insurance market rose more than 13 percent in 2024, and the net combined ratio for the line fell below breakeven for the first time in five years. Higher prices explained much...
State Farm VP Apologizes to Homeowner While Allstate Gets Grilled at Senate Hearing
May 15 2025 // It’s not just a few Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports or low-balled damage estimates in recent years. It’s also major national insurers, according...
Texas Legislators Seek Solutions to Rising Home Insurance Rates
May 9 2025 // Texas lawmakers hope to rein in homeowners’ rising insurance bills even as they acknowledge there’s only so much they can do to tackle costs. Legislators have advanced bills to limit how much insurance...
AmeriCorps Cuts Leave Vulnerable Homeowners Struggling After Natural Disasters
May 5 2025 // Years had passed since Hurricane Harvey’s howling winds and heavy rains tore apart Dan Lee’s century-old roof in West Columbia, south of Houston. Then came the knock on his door. It was Mosaic in Action, a...
Increased Writings in Homeowners Adds to US Surplus Lines Growth
Apr 29 2025 // Increasing movement of homeowners insurance risk to the U.S. surplus lines market has continued to contribute to growth for nonadmitted insurers. According to a report from AM Best, surplus homeowners direct premiums...
Tariffs Threaten to Push US Home Insurance Rates Even Higher
Apr 9 2025 // With the Los Angeles fires in January and last week’s severe storms that brought flooding and tornadoes to the Midwest, extreme weather is already battering US homes in 2025. Homeowners should expect their insurance...
State Farm Wins Dismissal of Homeowners’ Class Action Over Use of Xactimate Software
Mar 27 2025 // A federal judge has dismissed a proposed class action filed on behalf of Pennsylvania homeowners who believe that State Farm undervalued their property damage claims in its use of the Xactimate software that is popular...
Homeowners Have Post-Loss Duties Too, Florida Appeals Court Says in HCI Win
Mar 20 2025 // Florida insurers, often on the receiving end of insureds’ complaints – in the courts and in the news media – may take heart from a new ruling by a Florida appeals court, which draws a bold line under...
Viewpoint: The Evolution of Homeowners Insurance in California—From Niche to Necessity
Mar 12 2025 // For many years, the homeowners insurance market operated as a relatively stable and predictable sector in California. Changes were incremental, and the market largely catered to established patterns of risk and...
Insuring ‘Red Zone’ High-Value Homes
Mar 10 2025 // When the calendar flipped to 2025, Lacey Garrison Strom was optimistic. As the executive vice president of private client services at California-based Heffernan Insurance Brokers, Garrison Strom secures insurance coverage...
Kin Launches Home Insurance Product in California
Mar 5 2025 // Kin, a direct-to-consumer, digital home insurance provider, has expanded into California with a homeowners insurance product. The policies in California are marketed and distributed through Kin Insurance Services, a...
AXA CEO Says Prevention Needed to Keep Home Insurance Affordable
Feb 27 2025 // A leading insurance executive said the best way to keep price increases in check for property insurance in regions exposed to climate change is to mitigate the impact of natural disasters. Prevention needs to become...
AXA CEO Says Prevention Needed to Keep Home Insurance Affordable
Feb 27 2025 // A leading insurance executive said the best way to keep price increases in check for property insurance in regions exposed to climate change is to mitigate the impact of natural disasters. Prevention needs to become...
