Texas Voters Rank Rising Homeowners’ Insurance Costs as Top Concern

The rising cost of homeowners’ insurance has emerged as of the top key issues in the minds of Texas voters, according to a recent survey conducted by Texas 2036.

When asked about the next election, Texas voters ranked homeowners’ insurance costs as the second-biggest issue behind reduced health care prices. Four out of five voters responded they were more likely to support a candidate in favor of cutting homeowners’ insurance prices. Voters’ concern over their rising homeowners’ insurance costs (79%) slightly edged wishing for greater property tax relief (78%).

The Texas Voter Poll was held by Texas 2036, a nonprofit and nonpartisan public policy research and advocacy organization. The poll included 1,001 respondents and was recorded from Sept. 25 – Oct. 1, 2025.

Seventy-nine percent of respondents said they’ve seen an increase in property insurance in the past five years, with 40% reporting their insurance increased significantly. Only 6% said they’ve seen no increase in their property insurance, while 1% reported a small decrease.

Voters were also asked what were their top concerns related to natural disasters. The increasing cost of insurance topped the list with 35%, followed by impact to my community (24%) and damage to my property (23%) .

Texas lawmakers this year filed over 600 bills related to P&C insurance but did little to address rising property insurance costs. One bill that did pass, SB 213, prohibits insurance companies from requiring customers to bundle their home and auto insurance policies with the same provider as a condition for coverage.

Lawmakers, however, did not pass a bill that would have required insurance companies to obtain prior authorization from the Texas Department of Insurance for rate adjustments greater than 10% for residential and commercial property and auto. That bill, SB 1643, made it through the Senate but stalled in the House.

The Texas Legislature next meets in session in 2027.

The full Texas 2036 voter poll can be found here.

Topics Trends Texas Homeowners