Latest Homeowners Headlines

All the headlines from our Homeowners Topic Page, ordered by recency.

After 7 Quakes, NC Commissioner Urges Homeowners to Add Endorsement

Jun 14 2023 // After seven minor earthquakes were recorded in recent weeks in western North Carolina, the state’s insurance commissioner is encouraging property owners to check with their insurance agents and make sure...

Climate Change and Homeowners’ Insurance Are on a Collision Course

Jun 9 2023 // A summer that has already seen water crises and wildfire smoke is rapidly becoming an inflection point in the pitched battle between climate change and the price of homeowners’ insurance in the US. American...

New California Admitted Homeowners Program

Jun 5 2023 // San Diego, CA., June 05, 2023 —First Cap Property Insurance Solutions, a San Diego, CA based MGU recently announced a new homeowner’s program for California. The program offers HO3, DP3, HO6, HO4 and...

Survey: 17% of Louisiana Homeowners Lost Coverage in 2022

Jun 2 2023 // A survey published this week by Louisiana State University (LSU)’s Manship School of Mass Communication found that 17% of residents reported their provider cancelled their policy in 2022. The results are part of the...

North Carolina Mobile Home Insurance Rates to Rise 15%, Starting in October

May 18 2023 // North Carolina’s insurance commissioner has negotiated a 15% average statewide increase in rates for mobile home insurance policies, a reduction from the hefty hike that the state’s rate bureau had...

Norfolk Southern to Pay Ohio Homeowners Near Wreck

May 11 2023 // Norfolk Southern has recommitted to creating a fund for residents near the site of an Ohio train wreck that would cover any decline in home values since before the derailment earlier this year. In early February, 38 cars...

Florida DA Orders Investigation After Homeowner Fires at Delivery Driver

Apr 25 2023 // A Florida prosecutor has ordered an investigation in a confrontation in which a homeowner fired shots into a couple’s car when they mistakenly turned onto his property while making a late-night grocery delivery....

Louisiana UPC Policyholders Have 2 Weeks to Secure Private Home Insurance

Apr 13 2023 // The Louisiana Department of Insurance sent out a reminder this week that United Property & Casualty Insurance Company’s (UPC) former policyholders and their insurance agents have until April 28 to secure...

Miami Homeowner Charged with Defrauding Citizens by Claiming Old Damage

Apr 13 2023 // Florida authorities have charged a Miami man – who has a long record of criminal and civil cases under his name – with insurance fraud after investigators found that some $300,000 in claims were linked to pre-exiting...

Texas Auto, Homeowners Premiums Grew Double Digits in 2022, Report Shows

Apr 4 2023 // The Texas market for auto and homeowners insurance grew double digits in 2022, according to an annual report put out by the Texas Department of Insurance. Texas insurers reported direct premium written for private...

Fla. Citizens Grants UPC Homeowners Extra Time to Find Repairs or Apply for Coverage

Apr 3 2023 // Policyholders with the now-insolvent United Property & Casualty Insurance Co., who have existing damage and who have been assumed by Citizens Property Insurance, will have an extra 90 days to show that repair contracts...

$1.5M for California Homeowners Overcharged Under Wildfire Risk Score

Mar 29 2023 // Kemper Independence Insurance Co. has issued more than $1.5 million in refunds to thousands of California homeowners after the California Department of Insurance found the carrier overcharged policyholders for wildfire...

Unlicensed Roofing Contractor in Florida Charged After Soliciting Homeowners

Mar 27 2023 // Florida authorities on Friday charged a man with unlicensed contracting, insurance fraud and failing to obtain workers’ compensation coverage on his workers, after he solicited Tampa-area homeowners for roof...

First Cap Launches Admitted Homeowners Program for California

Mar 24 2023 // First Cap Property Insurance Solutions has launched a new admitted homeowners program for California. The program includes Coverage A Limits up to: $1.5 million for HO3 $1 million for DP3 $300,000 for HO6 $250,000 for HO4...

Homeowners of America Applies for Texas Reciprocal Exchange

Mar 20 2023 // Porch Group, Inc. announced that its insurance business, Homeowners of America (“HOA”), has filed an application to form and license a Texas reciprocal insurance exchange (a “Reciprocal”) with the...

First Cap Property Insurance Solutions Announces New Admitted Homeowners Program for California

Mar 15 2023 // First Cap Property Insurance Solutions is a San Diego, CA based MGU with a focus on niche property products. Our management and underwriting team have a long history of developing niche property programs for CA as far back...

Miami Homeowner Charged with Falsifying Insurance Claim on Patio Door Damage

Mar 14 2023 // Florida authorities have charged a Miami-area homeowner with fabricating and inflating damage estimates to his home in an attempt to defraud Tokio Marine Insurance Co. out of thousands of dollars. Trevor Lawrence Taylor,...

Allstate CEO Sees Untapped Opportunity in Direct-to-Consumer Homeowners Market

Mar 6 2023 // When Allstate’s chief executive officer looks at potential growth opportunities for personal lines insurers, he sees an untapped part of the homeowners insurance market — customers that will buy home insurance...

Why Not Go Direct on Homeowners, Allstate CEO Asks

Feb 15 2023 // When Allstate’s chief executive officer looks at potential growth opportunities for personal lines insurers, he sees an untapped part of the homeowners insurance market—customers that will buy home insurance...

Few Homeowners Have Flood Insurance in Soaked California

Jan 23 2023 // On Sunday morning, Kyle Starks woke up to floodwaters that reached the door of his Jeep after yet another heavy rain storm drenched California. Emergency crews showed up with boats to float Starks and other residents of...