Latest Liability Headlines

All the headlines from our Liability Topic Page, ordered by recency.

Extreme Heat in Texas Raises Concerns of Power Grid Overload

Jun 28 2023 // AUSTIN, Texas (AP) – On another 100-degree day in Texas, Sean Whitaker lingered outside a Dallas cafe after polishing off an iced coffee, having switched off the power to everything back home except his...

Car Dealer Shielded From Liability in ‘Courtesy’ Car Accident

Jun 28 2023 // Massachusetts car dealerships that provide customers with a courtesy vehicle to use while their car is being repaired are protected by federal law from liability should the courtesy car be in an accident, despite a state...

Credit Ratings for New York Schools Insurance Reciprocal Downgraded

Jun 28 2023 // AM Best has downgraded the Financial Strength Rating to A-(Excellent) from A (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) to “a-” (Excellent) from “a” (Excellent) of New York...

Construction-Defect Subrogation on the Rise But it Just Became More Difficult in Florida

Jun 27 2023 // Florida lawmakers this year approved a measure that could help reduce liability insurance premiums for home and condo builders – and limit exposure and litigation for liability insurers. But Senate Bill 360, which took...

Titanic Sub Victims’ Families Could Still Sue Despite Liability Waivers

Jun 23 2023 // Liability waivers signed by passengers on a submersible lost at sea during a dive to the Titanic wreck may not shield the vessel’s owner from potential lawsuits by the victims’ families, legal experts said. The...

Massachusetts Judge Rejects Auto Insurance Class Actions Over Diminished Value

Jun 23 2023 // A judge in Massachusetts has denied class certifications for claimants seeking payments from two insurers for the lost resale value of their motor vehicles that were damaged in accidents and then repaired. Suffolk County...

Texas Power Grid Operator Urges Power Conservation During Heat Wave

Jun 21 2023 // The Texas power grid operator urged homes and businesses to conserve electricity on Tuesday evening to prevent power reserves from falling short as consumers crank up their air conditioners to escape the first heat wave of...

7th Circuit: Insurer Must Defend Firm Sued for Selling Facial Recognition Program to Chicago Police

Jun 20 2023 // An ambiguous coverage exclusion prevents a liability insurer from dodging the cost of defending a data broker that was sued after selling the Chicago Police Department access to a facial recognition database that...

What Staffing Shortages Mean for Human Services Organizations

Jun 19 2023 // Human service organizations play a critical role in our communities, making an important difference for the populations they serve. With demand for their services higher than ever, many human services organizations are...

Should Insurance Drive Increased Firearm Safety?

Jun 19 2023 // It seems almost weekly there is a story or two in the national headlines addressing gun violence in the U.S., and a recent Insurance Journal article indicated respondents of a survey thought insurance could have a role in...

Subtle Problems with Extended Reporting Coverage — and Creative Solutions

Jun 19 2023 // For specialty line insurance policies such as directors and officers liability, professional liability, cyber liability etc., claims made insurance policies are the most common type of policy issued. They are complex, and...

Insurer Must Defend Firm Sued for Selling Facial Recognition Program to Police

Jun 16 2023 // An ambiguous coverage exclusion prevents a liability insurer from dodging the cost of defending a data broker that was sued after selling the Chicago Police Department access to a facial recognition database that...

New York Lawmakers Again Pass Wrongful Death Damages Bill. Is Another Veto in Store?

Jun 13 2023 // New York lawmakers have again overwhelmingly passed legislation to overhaul the state’s 1847 law that governs damages that can be awarded in wrongful death cases. But it’s unclear whether the latest version of...

Nashville Bar Damaged in 2020 Bombing Files Suit Against its Insurer

Jun 13 2023 // When a Tennessee man set off a bomb in downtown Nashville in 2020, it not only disrupted a peaceful Christmas morning in the city, it put some nearby establishments out of business for more than 30 months. The vehicle...

BioNTech Faces First German Lawsuit Over Alleged COVID-19 Vaccine Side Effects

Jun 12 2023 // BioNTech will go to court on Monday to defend itself against a lawsuit from a German woman who is seeking damages for alleged side effects of its COVID-19 vaccine, the first of potentially hundreds of cases in the...

Jury Should Decide ‘Borrowed Employee’ Liability, New Jersey High Court Affirms

Jun 6 2023 // The New Jersey Supreme Court has affirmed that whether an employer is vicariously liable under the borrowed-employee doctrine is a question of fact that should be decided by the jury, not the judge, unless the evidence is...

Industry Alliance Outlines Key Liability Risk Considerations in Insuring AI

Jun 6 2023 // Artificial intelligence and its uses are a hot topic these days. Some benefits of AI include efficiency in time and resources, but what happens when an AI-related error or failure occurs? Liability insurance relating to...

South Carolina DOI Issues Data Call on Why Liquor, Cyber Liability Costs Are Soaring

Jun 5 2023 // Two Southeastern insurance regulators have posted new information about liability insurance data and catastrophe claims reporting. The Florida Office of Insurance Regulation last week posted the 2023 catastrophe reporting...

Complexities That Arise with ERPs: Part 2

Jun 5 2023 // For specialty line insurance policies such as directors and officers liability, professional liability, cyber liability etc., claims made insurance policies are the most common type of policy issued. They are complex, and...

3M Is in at Least $10 Billion Forever-Chemicals Pollution Settlement

Jun 2 2023 // Update: 3M Granted Delay in ‘Forever Chemicals’ Trial to Negotiate Settlement 3M Co. struck a tentative settlement of at least $10 billion over water pollution claims tied to “forever chemicals,”...