Latest Liability Headlines
All the headlines from our Liability Topic Page, ordered by recency.
Hotel Industry Pushes Through as Insurance, Economic Uncertainty Builds
Oct 3 2022 // A busy summer travel season provided a much-needed boost to the hotel industry but rising insurance costs and other economic factors threaten to undermine the sector’s ongoing recovery. After nearly three years of...
Connecticut Regulates ‘Defense Within Limits’ Provisions by Insurers
Sep 29 2022 // Connecticut’s insurance regulator has provided commercial insurers with updated guidance on “defense within limits” policy provisions including the lines of insurance on which they may be included and the...
EU Draft Rules Would Make It Easier to Sue Drone Makers, AI Systems
Sep 28 2022 // Individuals and companies that suffer harm from drones, robots and other products or services equipped with artificial intelligence software will find it easier to sue for compensation under EU draft rules seen by...
Federal Appeals Court Upends $6M Lead Paint Verdict From 2019
Sep 23 2022 // A federal appeals court has cleared one paint manufacturer and ordered a retrial for two others in a case in which a jury in 2019 awarded $6 million to three men whose brain damage was blamed on their years of exposure to...
Viewpoint: Significant Ruling in PFAS Litigation Could Impact Insurance Coverage
Sep 23 2022 // Per- and poly-fluoroalkyl substances, commonly known as PFAS, have served as a key component in numerous industrial and consumer products for decades. These “forever chemicals,” which have been associated with...
Insurance 101: What is Social Inflation?
Sep 21 2022 // This post is part of a series sponsored by AgentSync. Social inflation is a term specific to the insurance industry and describes the rising costs of insurance claims above and beyond what can be explained by the overall...
District of Columbia Drops Additional Insurance Requirement for Outdoor Dining
Sep 21 2022 // The District of Columbia is withdrawing a proposal to boost the insurance requirement for sidewalk cafes, parklets, streateries and other dining and drinking businesses applying for public use permits. According to...
SURE, SageSure Launch Reliable Commercial Protection in Louisiana
Sep 20 2022 // SURE, the member-owned insurance company for reliable coastal property protection, today announced its expansion into commercial insurance in Louisiana. Small and mid-sized Louisiana business owners can now bundle general...
People Moves: Chubb Global Mkts Promotes Jackson as Product Head of Mgmt Liability; Pesci Rejoins WTW in EMEA Reserving; IQUW Taps Beazley’s Bell, Brown for Property
Sep 20 2022 // This edition of International People Moves details appointments at Chubb Global Markets, the broker WTW and the property and specialty re/insurer IQUW. A summary of these new hires follows here. Chubb Global Markets...
‘Quirky’ Wording Sinks Evanston’s Exclusion, Appeals Court Finds in Sex Assault Case
Sep 19 2022 // The New Year’s Eve sexual assault of a patient at a Miami hospital’s mental health ward made headlines around Florida in 2019. Three days after the incident, Fernando Felix Ramos-Garcia, a technician at...
Restaurants Facing New Challenges These Days: Getting More From Insurance Coverage
Sep 15 2022 // If the past two years have taught us anything, it’s that anything can happen. There are dozens of unforeseen possibilities that could leave your business financially liable or could otherwise discourage guests from...
Markets/Coverages: Earnix, Guidewire Partner; XPT Unifies Brands; Franchise Hotel Program at Suitelife; New Hotel Umbrella Option at Distinguished
Sep 14 2022 // Earnix and Guidewire Partner Guidewire and Earnix announced that the two companies have launched a collaborative effort to facilitate faster adoption and increased ongoing performance of their shared offerings. Earnix is a...
Texas’ Scottish American Launches General Liability Program for Contractors
Sep 13 2022 // Scottish American, a wholesale insurance brokerage, managing general agency, and program manager based in Grapevine, Texas, announced that it has launched its new program, Contractors Guard, a general liability program...
Ohio Court: Insurer Has No Duty to Defend Drug Distributor Against Opioid Lawsuit
Sep 9 2022 // An insurer has no duty to defend a drug distributor against lawsuits filed by cities and counties that allege it failed to take proper steps to prevent abuse of prescription opioids, the Ohio Supreme Court ruled...
Markets/Coverages: AXIS Cyber and Liability Policy for SMBs; Moody’s ESG Underwriting Solution; CyberCube, AkinovA Partner on Cyber Analysis
Sep 8 2022 // AXIS Launches Streamlined Cyber and Liability Policy for Small and Mid-Sized Businesses AXIS Capital Holdings Limited said it launched an insurance policy that offers custom-built cyber and specialist liability coverage...
Labor Board to Expand Companies’ ‘Joint Employer’ Liability
Sep 7 2022 // A U.S. labor board on Tuesday moved to make it easier for workers and unions to hold companies liable for labor law violations by their franchisees and contractors, proposing to revive an Obama-era standard heavily...
Alera Group Acquires Texas’ Greenhill
Sep 6 2022 // Alera Group, a top independent national insurance and wealth services firm, today announced the acquisition of Houston, Texas-based Greenhill Insurance Services, a managing general underwriter and program manager with...
Rescinded Policies Owe No Coverage for Lead Paint Claims, Maryland High Court Rules
Sep 6 2022 // Insurers that rescinded general liability policies issued to landlords who misrepresented their exposure to lead paint claims owe no coverage to 12 plaintiffs who had not yet obtained final court judgments,...
Senior Care Market Experiencing Revived Competition Amid Hi-Tech Boom
Sep 5 2022 // The insurance market for senior care and housing facilities has emerged from the volatile period of the pandemic and is again responsive and competitive. Premiums that were going up considerably are moderating in some...
Forged Signatures, Fake Policies? Lawsuits Raise Questions About Captive Insurance Plan
Sep 5 2022 // Federal lawsuits, including a nationwide class action filed in California, have put a spotlight on a type of captive insurance program, charging its directors with a scheme that involved forged signatures and fake...
