Most Popular Liability Headlines This Year

The most viewed headlines from our Liability Topic Page over the last year.

#1 North Carolina Will Soon Have Some of the Highest Auto Liability Minimums

May 29 2024 // Starting next year, the minimum automobile liability coverage in North Carolina will jump significantly, thanks to a 2023 law that raised the minimum requirement for the first time in 25 years. Since 1999, North Carolina...

#2 The Battle Over J&J’s Bankruptcy Plan to End Talc Lawsuits

Jul 8 2024 // Eron Evans died in 2016 at 41 of ovarian cancer, leaving behind two daughters. Her grieving mother, Darlene, blames Johnson & Johnson’s Baby Powder – and she’s pursuing a lawsuit her daughter started a...

#3 RiverStone Acquires Electric Insurance; Plymouth Rock Gets Renewal Rights

Jun 3 2024 // RiverStone International reports it has closed on its acquisition of Electric Insurance Co. and its two subsidiaries, Elm Insurance Co. and Electric Insurance Agency. Electric Insurance is a Beverly,...

#4 US Chamber of Commerce: Nuclear Verdicts’ Amount, Frequency Continue to Increase

Jun 10 2024 // A recent report from The U.S. Chamber of Commerce Institute for Legal Reform (ILR) has found that nuclear verdicts of $10 million or more are on the rise. Looking at verdicts from 2013 to 2022, ILR said the median nuclear...

#5 Liability Reinsurance Crisis Could Be Looming, TransRe CEO Says

Jun 7 2024 // “There could be a liability crisis in reinsurance in a couple of years,” a reinsurance executive predicted this week. Ken Brandt, chair, president and chief executive officer of TransRe, offered the assessment...

#6 Construction Defects Are Not Covered Property Damage in Commercial Liability Policy

Aug 16 2024 // A home builder is not covered under the property damage coverage in its commercial liability policy for construction defects for which it was responsible. A three-judge panel of the Massachusetts Appeals Court has held for...

#7 New Auto Liability Minimums Take Effect This Year in North Carolina

Jan 15 2025 // This year, the minimum automobile liability coverage requirements in North Carolina will jump to 50/100/50, among the highest minimums in the country. The change is the result of Senate Bill 452, approved in 2023 and which...

#8 New York High Court Unleashes Expanded Liability for Pet Owners

Apr 28 2025 // Dog and other pet owners and insurers in New York are now exposed to increased risk of liability in the wake of a Court of Appeals ruling that allows an injured party to bring an ordinary negligence claim against a...

#9 Failure to Produce Proof of Purchase Dooms Insurer’s Product Liability Case

Dec 6 2024 // A federal court in Pennsylvania recently affirmed that plaintiffs seeking to hold a seller or distributor liable for a faulty product must provide clear evidence of where they purchased their product. In a homeowners...

#10 Businesses Do Not Have Proper Coverage for Rising Liability Losses, Says Chubb

Jun 20 2024 // An annual report from Chubb has revealed a couple of troubling trends for many businesses—the frequency and severity of large losses are up and companies are underestimating the amount of liability coverage they...

#11 Commercial Auto Insurance Profit Struggles Continue

Jul 15 2024 // The commercial auto insurance segment maintained its place as a weaker-performing U.S. property/casualty insurance product line in 2023. Despite successive periods of pricing and underwriting actions, commercial auto has...

#12 Commercial Lines Not at Top of Cycle; ‘Thieves’ Fuel Social Inflation: CEOs

Jul 9 2024 // It’s not waning market discipline but the scourge of social inflation that industry leaders of commercial lines insurance businesses see as a potential threat to future profits, a trio of property/casualty chief...

#13 Progressive, Bars Settle for $1M in SC DUI Crash That Killed Bride on Wedding Night

Jun 24 2024 // FOLLY BEACH, S.C. (AP) — The husband of a bride who was killed in a South Carolina beach road collision on her wedding night last year will receive nearly a million dollars in settlement connected to the crash, which a...

#14 Massachusetts High Court Reverses, Says Uber Can Force Paralyzed Rider to Arbitrate

Jun 11 2024 // Uber can require that a passenger seriously injured in a crash involving an Uber driver go to arbitration over his $63 million damages claim without a trial, the highest court in Massachusetts has ruled, overturning a...

#15 Where the AI Risks Are: Swiss Re’s Top 10 Ranking by Industry

May 29 2024 // The insurance industry came in sixth in a ranking of 10 major industries based on current AI risk, and seventh based on future risk, with health care replacing IT as the most exposed sector in the next 10 years. The...

#16 SC House Approves Liquor Liability Bill But Broader Tort Reform May Be Dead

Mar 7 2025 // The South Carolina House of Representatives voted 109-0 Thursday in favor of a bill that would end joint-and-several liability for bars and restaurants and would incentivize additional alcohol-server training, an effort to...

#17 To Insure or Self-Insure? The Question Homeowners Must Answer

Jul 8 2024 // No matter where you live, there’s a good chance the weather’s getting wilder. In just the past few weeks, tornadoes have wreaked havoc on Midwest and Southern states, and large swaths of southern Florida were...

#18 Allianz Offers 5 Loss Trends to Watch on the Liability Front

Nov 21 2024 // As the costs of nuclear and thermonuclear verdicts explode in the U.S., organizations are examining ways to predict, prevent and avoid the liabilities that light the fuse on multi-million-dollar court cases. Areas critical...

#19 US P/C Insurers Post Best Q1 Underwriting Result In 17 Years

Jun 27 2024 // Even though direct loss ratios for commercial auto and other liability lines rose in first-quarter 2024, across all lines U.S. property/casualty insurers posted a net combined ratio of 94—the best since first-quarter...

#20 Reinsurers’ Appetite Grows During Mid-Year Renewals but Discipline Remains: Brokers

Jul 8 2024 // Reinsurance buyers generally saw positive outcomes during the mid-year renewals, finding adequate capacity to meet cedents’ increasing demand for protection — in both property and casualty, according to three...