Impact of New Tax Law on Agency Profitability February 19, 2018 By Bill Schoeffler and Catherine Oak With the passing of the Tax Cuts & Jobs Act of 2017 (TCJA), there is quite a lot of talk...
Minding Your Business: Making the Competition Irrelevant by Differentiation January 22, 2018 By Bill Schoeffler and Catherine Oak As competition intensifies, agency owners have found it increasingly difficult to grow their business. Profit margins have shrunk, leaving many...
6 Industry Trends to Exploit for 2018 December 18, 2017 By Bill Schoeffler and Catherine Oak To prepare for the future, business owners need to observe what trends are occurring and then evaluate how those trends...
Disaster Planning for Agencies: Minding Your Business November 20, 2017 By Bill Schoeffler and Catherine Oak Northern California and specifically Sonoma and Napa Counties have experienced the worst wildfires in the history of California. Most of...
Minding Your Business: 10 Rules for Family Businesses September 18, 2017 By Catherine Oak and Bill Schoeffler Family businesses are the backbone of the U.S. economy. They generate more than 50 percent of the gross domestic product...
Minding Your Business: The Tale of Two Values August 21, 2017 By Bill Schoeffler and Catherine Oak It was the best of times, it was the worst of times, it was the age of wisdom, it was...
Minding Your Business: Agency of the Future June 19, 2017 By Catherine Oak and Bill Schoeffler Yogi Berra once said: “It’s tough to make predictions, especially about the future.” Ignoring that wisdom, what will the insurance...
Minding Your Business: Preparing for the Loss of a Producer May 15, 2017 By Catherine Oak and Bill Schoeffler Recently, a client of ours had two producers leave to start their own agency. The impact on the agency was...
Minding Your Business: Key Deals Makers and Deal Breakers Today April 17, 2017 By Catherine Oak and Bill Schoeffler Why are some transactions or “deals,” as they are called, most likely to happen or not happen? There are a...
Minding Your Business: Now Is the Time to Get Rid of Outdated Beliefs in the Agency March 20, 2017 By Bill Schoeffler and Catherine Oak Quick, what color is a yield sign? Many adults, especially those more than 50 years old will say unequivocally that...