Is traditional insurance an outdated and unaffordable risk management strategy? Essentially, the answer is yes. Traditional insurance is a dying...
Articles by Chris Burand
I recently read several articles marking the 20th anniversary of Hurricane Katrina. The articles covered a plethora of changes, including...
Independent insurance agents are facing considerable and relatively new errors and omissions (E&O) exposures, as well as growing exposures from...
This hard market is the longest and hardest in generations. Historically, hard markets occurred every seven years or so and...
Every once in a while, I believe revisiting fundamental industry principles is beneficial. One such essential principle is diversity, especially...
When Mr. Best of AM Best created the combined ratio, he did the industry and arguably the world a great...
I find that most agency owners who call me regarding having their agency valued or developing a producer vesting program...
In recent months, the Wall Street Journal has published long articles regarding how expensive—to the point of not being affordable—homeowners...
This is obviously a warped paraphrase of the famous line from “The Treasure of the Sierra Madre,” “Badges! I don’t...
Back around 2013 (the copy I have is not dated, so I might be off a year), McKinsey & Company...