Working From Home February 19, 2024 By Chris Burand Based on my reading, most employers appear to prefer employees to be in the office. And yet, most white-collar employees...
Do Regulators, Insureds and Agents Understand How Reciprocal Carriers and Some New MGAs Work? January 22, 2024 By Chris Burand I recently read an article regarding how the U.S. Senate wants to investigate how well reserved Florida Citizens is because...
An Apprenticeship December 4, 2023 By Chris Burand Recently, I spent a week learning about an entirely different industry than insurance. It was a great education. Along the...
Carrier Operational Stability November 20, 2023 By Chris Burand For nearly 30 years, I’ve been writing and consulting with insurance agencies, brokers and networks on the benefits of choosing...
Property Rates and Reality Checks October 16, 2023 By Chris Burand Property insurance carrier after property insurance carrier is exclaiming that they need 20% here and 15% there and 18% over...
Benchmarks and Value September 18, 2023 By Chris Burand Many of the benchmarks readers see in this industry have never been tested for validity. No one knows if the...
Facts Are Friends August 21, 2023 By Chris Burand Recently, a carrier’s representatives walked into one of my client’s offices. This carrier announced they needed a 25% rate increase...
E&O Claim Frequency Is Increasing July 17, 2023 By Chris Burand Through my recent discussions with clients and carriers, it is clear to me that agencies are incurring substantially more errors...
Underwriting vs. Coverage Standards June 19, 2023 By Chris Burand Historically, if an account met an insurance company’s underwriting standards, the account was provided coverage in exchange for the required...
How To Correctly Design Insurance Coverage AND Make More Sales May 22, 2023 By Chris Burand Years ago, Chris Boggs authored a phenomenal white paper titled “How to Read an Insurance Policy.” Everyone selling insurance, adjusting...