Academy Journal

Mortgage Value Limit for Homeowners? That Sounds Like a Bad Idea

For context, I suggest that you read this Insurance Journal story that provides some details related to the bill that I want to discuss. Here’s the link: https://www.insurancejournal.com/news/southeast/2024/01/04/754264.htm. We put this Florida story in the “Politicians don’t understand insurance” file. …

2 Firearm Situations. Maybe They’re Covered.

NOTE: This is an excerpt from a longer article on IJ. Here’s the full article. When it comes to firearms and insurance, we can look at them in two ways. First, as items of personal property, in which case, in …

Dallas Air Show Victims Named; NTSB Investigation Underway

DALLAS (AP) – Officials on Monday identified the six men killed in a deadly collision between two vintage military aircraft at a Dallas air show, all of whom were experienced aviators with years of flight training. The Commemorative Air Force, …

Illinois Home Warranty Company to Pay $175K in Disability Discrimination Settlement

Pivotal Home Solutions, a home warranty company headquartered in Naperville, Illinois, will pay $175,000 and furnish other relief to settle a disability discrimination lawsuit brought by the U.S. Equal Employment Opportunity Commission (EEOC), the federal agency announced According to the …

I’m Over Seeking Work/Life Balance

I’m over seeking work/life balance. Is that ok to tell you? Too late, I guess. Here’s the deal. When I was in college (in my late 20s), I had a professor who taught about work/life balance as this thing where …

It’s Not You. It’s Me.

I had a conversation the other day with a friend. He had apologized to someone at work about something that wasn’t really his fault. At least it wouldn’t look that way to most of us. He told me that someone …

How Different is Lemonade?

Remember when Lemonade made a big splash, telling us that they were going to shake the whole insurance world and disrupt everything? Since they are in the news right now, I thought today’s a good day to check back in …

Lessons Learned From Something I Didn’t See Coming

I don’t know if this has been your experience, but I have found that most jobs that I have taken include things that I didn’t see coming. That includes the ubiquitous statement “other duties as assigned” and the changes in …

2 Hurricane Season Tips

June 1 marks the beginning of the most insurance-y time of the year. It’s the beginning of the annual Atlantic Hurricane Season. Oh yes. It’s that time of year. Since hurricane season only comes around once every year (and stays …

180 Days: Not a Reporting Deadline

Departments of Insurance exist, in part, to protect consumers from improper actions by insurance carriers. One of these actions is improper claims handling. A recent case in point involves a homeowners’ claim and the supposed late reporting of hail damage. …

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