Academy Journal

Self-Driving Trucks: Looking at the Risks

I came across this article on Insurance Journal (of course!) today. Can a Self-Driving 40-Ton Truck Be Safe? Developers Say Yes But Others Are Skeptical. The optimist in me says that yes, self-driving trucks can be safe. The risk analyst …

Florida Rejects PIP Reform Again

It might be shocking, but not only do I work for the fine people who publish Insurance Journal, but I read Insurance Journal. I’m particularly interested in reading it when I get an email from a friend, asking for my …

Business Income and the Supposed Ambiguity of “…Direct Physical Loss of or Damage To…”

We thank friend of the Academy, Christopher J. Boggs for this guest post. Courts are being asked to decide whether the phrase, “direct physical loss of or damage to” property at the premises unambiguously excludes the presence or presumed presence …

One Catastrophic Failure to Manage Risks

Wednesday, January 6, 2021, was a historic day in the US. It could have been historic because the US Congress was voting to certify an election. That happens every four years. Most of the time, it’s with little fanfare, but …

3 Reasons Thanksgiving Dinner is Better Than an Insurance Policy

It’s my normal M.O. in this blog to write a policy language, holiday edition this time of year, but this year I’d like to shift gears. For those who hate change or get hives at the idea of change happening, …

4 Items to Look at When Choosing Health Benefits

It’s that time of year again. No, not the holiday season, although some of us will be able to gather this year for something close to our normal holiday celebrations. I hope you can. No. It’s time for us to …

4 Facts I Learned Watching the Strems Trial

One of the unexpected consequences of the COVID-19 pandemic is that I found myself able to watch a live courtroom proceeding from the comfort of my desk at home (work). The idea of this was totally fascinating to me because …

2 Reasons COVID-19 Legislation is the Wrong Solution

Back in March and April, I gave two webinars on COVID-19 for the Academy of Insurance. If you haven’t had a chance to take those, click here to get the Academy of Insurance COVID-19 related classes. One of the topics …

3 Reasons People Don’t Buy Homeowners’ Insurance

I recently learned about two separate times when families lost everything when their homes burned. These are tragic losses and thankfully, the only things that were lost were replaceable items. No one got hurt, but they did wake up the …

3 Ways to Maximize Your Learning

Insurance learning should be an ongoing part of every insurance professional’s life. Many of us have licenses that require us to attend classes and get continuing education credit. Some states require certain classes and some states require you to avoid …

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