Agent would be afraid of a contact high. Besides, it’ll be a cold day in hell before Texico legalizes maryjane, except for the only bastion of sanity down here – Austin.
Still finding more ways to insult agent every time you say his name?
Opie, Cliven, what else?
Maybe you can throw in some insults based on his religion and fellatio again as well as his butt. It would certainly point out how much those religious zealots have problems with being judgmental and mean “spirited”, as opposed to you of course.
Although legal in some manner in some states and localities, growing, selling, possessing is still federally illegal. If I remember ins 101 correctly, one of the requirements for a valid contract is that the contract must be for a “legal purpose”. I don’t understand how we could provide insurance on something that is still “illegal”. Would state law trump federal law in this case?
nomesaneman. Federal law still prohibits use. Even though Colorado State Law may make it ok, Federal Law still prohibits. Insurance policies are not intended to cover illegal acts. Oh, but wait, does the Auto Insurance policy cover damages from a drunk driving accident. Driving drunk is illegal, but the policy will still cover the damages that result. Why then can we as an industry not offer a Retail BOP to these stores?
Thanks #1. Interesting point. You could lump in illegal u-turns, red-light running etc in addition to DUI. You’ve led me to think about homeowners policies as well. In California it is legal to grow your own pot for medical reasons (at least according to a segment of “Storage Wars” last night). Counties and cities have added their own zoning and other laws,from totally banning, to specifying the number of plants that are legal (<50sqft grow area; 10 plants or less, "reasonable amount for personal use", etc.). So, assuming there is a California homeowner who has a grow room complying with all state and local laws, would a fire started by a grow light be covered? What if the grow room complies with state law and not with local law? Growing is absolutely verboten under federal law, so would the resultant HO fire loss be paid by anyone?
Interesting. The proximate cause of the loss is fire, though. Would it matter that it was caused by a grow light? They’re not illegal. My friends have one to grow Jalepenos indoors.
I’m pretty sure it wouldn’t cover the plants, though.
September 10, 2014 at 5:12 pm
nomesaneman says:
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How about a meth lab?
September 11, 2014 at 9:14 am
LIbby says:
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Not sure about that one. I’m pretty sure that’s illegal in all 50 states and the territories!
September 8, 2014 at 10:47 pm
Agent says:
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Booger, you may joke like that but don’t even realize how close to the truth you may be. Stupid liberal idiot. One time I drove passed a truck full of Mexicans that just got done smoking joints at the gas station and the stench came through my vents. I immediately didn’t feel well and had to pull over to a pay phone and have one of the gals from the office come pick me up. That is a dangerous drug. I remember watching a documentary in high school that showed this black guy smoking it while playing piano. He then went and raped a room full of white girls. Now you know why I can’t stand it every time a black guy asks, where the white women at?
Sounds like a mix between the munchies and a Quentin Tarantino flick. Agent, the desert, being rescued by “gals”, and the added effect of the “black guy” reference. You could have purchased a bag of pork rinds for the same dime it cost you to make your call and you would have been fine in about 15 minutes. I can’t believe you would be that much of a chick that you would put yer little ladies in danger like that.
OMG Agent! LMFAO!!! Thank you for the Tuesday morning guffaw! Was the name of the movie “Reefer Madness” by any chance?
Reefer Madness (originally made as Tell Your Children and sometimes titled as The Burning Question, Dope Addict, Doped Youth and Love Madness) is a 1936–1939 American propaganda exploitation film revolving around the melodramatic events that ensue when high school students are lured by pushers to try marijuana—from a hit and run accident, to manslaughter, suicide, attempted rape, and descent into madness due to marijuana addiction.
***Newsflash! It’s not true. You’ve got to be the most gullible dope I know! I’ve got a bridge in Brooklyn I can sell you for cheap! LOL!!!
That was too funny to watch. You have to love the over dramatic style from that era. Oh and the simulation of being baked, pray tell. I wanted to get high just to get through that. Can’t imagine why Elmer Fuddy Duddy did not partake in the practice of smoking those “marijuana cigarettes” after the schoolmarm took to the time to set up the talkin picture machine.
It is actually a very interesting industry to insure. I have been doing it a couple of years. Last weekend, I was up with a client surrounded by burning mountains in Central Washington. I wouldn’t recomend it for someone finds Cannabis distasteful or working with a group of people that have been marginalized for years with a huge distrust for establishment.
Great question. Who are the P&C insurance markets for the cannabis industry? I’m told that the major well known markets are staying away given the federal law implications.
Better get on this, Agent. Otherwise GEICO is going to eat your lunch. Again.
Agent would be afraid of a contact high. Besides, it’ll be a cold day in hell before Texico legalizes maryjane, except for the only bastion of sanity down here – Austin.
Cliven wouldn’t even look at the photo above for fear that he would get a contact buzz.
Still finding more ways to insult agent every time you say his name?
Opie, Cliven, what else?
Maybe you can throw in some insults based on his religion and fellatio again as well as his butt. It would certainly point out how much those religious zealots have problems with being judgmental and mean “spirited”, as opposed to you of course.
I don’t like the way this smells….
Although legal in some manner in some states and localities, growing, selling, possessing is still federally illegal. If I remember ins 101 correctly, one of the requirements for a valid contract is that the contract must be for a “legal purpose”. I don’t understand how we could provide insurance on something that is still “illegal”. Would state law trump federal law in this case?
nomesaneman. Federal law still prohibits use. Even though Colorado State Law may make it ok, Federal Law still prohibits. Insurance policies are not intended to cover illegal acts. Oh, but wait, does the Auto Insurance policy cover damages from a drunk driving accident. Driving drunk is illegal, but the policy will still cover the damages that result. Why then can we as an industry not offer a Retail BOP to these stores?
Thanks #1. Interesting point. You could lump in illegal u-turns, red-light running etc in addition to DUI. You’ve led me to think about homeowners policies as well. In California it is legal to grow your own pot for medical reasons (at least according to a segment of “Storage Wars” last night). Counties and cities have added their own zoning and other laws,from totally banning, to specifying the number of plants that are legal (<50sqft grow area; 10 plants or less, "reasonable amount for personal use", etc.). So, assuming there is a California homeowner who has a grow room complying with all state and local laws, would a fire started by a grow light be covered? What if the grow room complies with state law and not with local law? Growing is absolutely verboten under federal law, so would the resultant HO fire loss be paid by anyone?
Interesting. The proximate cause of the loss is fire, though. Would it matter that it was caused by a grow light? They’re not illegal. My friends have one to grow Jalepenos indoors.
I’m pretty sure it wouldn’t cover the plants, though.
How about a meth lab?
Not sure about that one. I’m pretty sure that’s illegal in all 50 states and the territories!
Booger, you may joke like that but don’t even realize how close to the truth you may be. Stupid liberal idiot. One time I drove passed a truck full of Mexicans that just got done smoking joints at the gas station and the stench came through my vents. I immediately didn’t feel well and had to pull over to a pay phone and have one of the gals from the office come pick me up. That is a dangerous drug. I remember watching a documentary in high school that showed this black guy smoking it while playing piano. He then went and raped a room full of white girls. Now you know why I can’t stand it every time a black guy asks, where the white women at?
Sounds like a mix between the munchies and a Quentin Tarantino flick. Agent, the desert, being rescued by “gals”, and the added effect of the “black guy” reference. You could have purchased a bag of pork rinds for the same dime it cost you to make your call and you would have been fine in about 15 minutes. I can’t believe you would be that much of a chick that you would put yer little ladies in danger like that.
OMG Agent! LMFAO!!! Thank you for the Tuesday morning guffaw! Was the name of the movie “Reefer Madness” by any chance?
Reefer Madness (originally made as Tell Your Children and sometimes titled as The Burning Question, Dope Addict, Doped Youth and Love Madness) is a 1936–1939 American propaganda exploitation film revolving around the melodramatic events that ensue when high school students are lured by pushers to try marijuana—from a hit and run accident, to manslaughter, suicide, attempted rape, and descent into madness due to marijuana addiction.
***Newsflash! It’s not true. You’ve got to be the most gullible dope I know! I’ve got a bridge in Brooklyn I can sell you for cheap! LOL!!!
Maybe we should post a link to this video for all to see.
Here it is for your viewing enjoyment!
http://www.youtube.com/watch?v=V2FZgErvNTE
That was too funny to watch. You have to love the over dramatic style from that era. Oh and the simulation of being baked, pray tell. I wanted to get high just to get through that. Can’t imagine why Elmer Fuddy Duddy did not partake in the practice of smoking those “marijuana cigarettes” after the schoolmarm took to the time to set up the talkin picture machine.
Elmer Fuddy Duddy! I love it! I’m still laughing.
Yes, Agent, that was not actually a documentary. But, since I know you like that style of film, try this documentary out:
http://www.youtube.com/watch?v=H-ez5on5wHU
It is actually a very interesting industry to insure. I have been doing it a couple of years. Last weekend, I was up with a client surrounded by burning mountains in Central Washington. I wouldn’t recomend it for someone finds Cannabis distasteful or working with a group of people that have been marginalized for years with a huge distrust for establishment.
What carriers have the best coverage options and pricing?
Great question. Who are the P&C insurance markets for the cannabis industry? I’m told that the major well known markets are staying away given the federal law implications.
I work with 2 carriers that have great rate depending on size
which carriers will take on this risk?
Crystal,
Who are your two mkts?
Do they offer pkg, or mono-line?
Any carriers?