Tort Reform and Rates “So much political capital was spent on getting tort reform. They better not come to our...
Declarations
No to FIO, Industry Says “Since [the FIO’s] inception in 2010, our associations have echoed concerns from functional regulators over...
Proxy Discrimination “The data insurers use for risk-based pricing is data that is actuarially sound and correlated with risk and...
“Monster” Event Inevitable “Climate change may have been announcing its arrival. However, no ‘monster’ event occurred during 2024. Someday, any...
D&O Dampening “Despite recently favorable statutory underwriting results, the softer pricing of the past couple of years could ultimately dampen...
Uninsurable Future? “We’re marching steadily towards an uninsurable future in the United States because we’re not doing enough fast enough...
Los Angeles County Fires “We’re seeing total losses. We’re going out there and there’s really nothing to see. We’re maybe...
Secrets to Success “We really look for people that are good at service. Sometimes not even in the insurance application,...
CO2 Highs “We don’t see a sign of fossil fuel emissions peaking in 2024.” — Said Pierre Friedlingstein, a climate...
‘Growth Opportunity’ “We view homeowners as a growth opportunity. … There’s just a few competitors out there that are wanting...