Captives to Remain Viable as Market Softens June 2, 2025 By Allen Laman As commercial property insurance rates moderate, the value and relevance of captive insurance companies isn’t expected to fade away. A...
Workers’ Comp Premiums Fall 3% in 2024; Combined Ratio Holds at 86: NCCI June 2, 2025 By Andrea Wells Workers’ compensation remained a healthy and profitable line in 2024, but claims severity grew with an increase of 6% for...
Viral Work Trends Q&A: A Fun Way for Your Agency to Discuss Recruiting June 2, 2025 By Mary Newgard Recruitment doesn’t have to be a dull subject. Imagine discussing it in a more enjoyable way at your next management...
Hard Market, Valuable Research, Public Perception & Antitrust Litigation Pressure Higher Education World June 2, 2025 The U.S. higher education insurance market is as diverse as the academic degrees these institutions offer. But one recent challenge...
State Farm VP Apologizes to Homeowner, Allstate Exec Gets Grilled at Senate Hearing June 2, 2025 It’s not just some Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports or low-balled property damage estimates in...
Report: California Workers’ Comp Combined Ratio Highest in 14 Years June 2, 2025 Written premiums in California stabilized in 2022 through 2024 after the large swings during the pandemic, while the combined ratio...
California Commissioner Launches Smoke Claims & Remediation Task Force June 2, 2025 A new task force has been formed to develop standards in California for insurance coverage and clean-up of smoke-damaged homes....
Dog Bite Claims Soar in Frequency and Cost: Report May 19, 2025 Insurers in the U.S. paid out about $1.6 billion in dog-related injury claims in 2024, according to data compiled by...
Industry Recruitment: Lessons Learned May 19, 2025 By Jason Ernest Call it a mid-life crisis. A “come-to-Jesus” moment. Corporate existential angst. It was early 2022, and our organization–Insurance Agents &...
Auto Coverage Under a CGL Policy May 19, 2025 By Bill Wilson Everyone knows that an ISO Commercial General Liability (CGL) policy does not cover the use of autos other than some...