Report: California Workers’ Comp Combined Ratio Highest in 14 Years June 2, 2025 Written premiums in California stabilized in 2022 through 2024 after the large swings during the pandemic, while the combined ratio...
California Commissioner Launches Smoke Claims & Remediation Task Force June 2, 2025 A new task force has been formed to develop standards in California for insurance coverage and clean-up of smoke-damaged homes....
Viewpoint: How to Keep 3rd-Party Events From Becoming 1st-Party Losses June 2, 2025 By Gavin Reed Vendor-related risks, whether from technology suppliers or non-technology partners, have always been a concern and often drive a large number...
Q1 Shows ‘Clear’ Signs of Commercial P/C Softening, Says CIAB June 2, 2025 By Chad Hemenway According to The Council of Insurance Agents & Brokers (CIAB) quarterly survey, commercial property/casualty premiums across all account sizes in...
Viewpoint: May the Combined Ratio R.I.P. (for Measuring Profit) June 2, 2025 By Chris Burand When Mr. Best of AM Best created the combined ratio, he did the industry and arguably the world a great...
Renewal Rates Continue Upward YOY for Most Commercial Lines: Ivans Index June 2, 2025 Premium renewal rates increased year-over-year for all major commercial lines except workers’ compensation, according to first-quarter 2025 results of the...
Captives to Remain Viable as Market Softens June 2, 2025 By Allen Laman As commercial property insurance rates moderate, the value and relevance of captive insurance companies isn’t expected to fade away. A...
Workers’ Comp Premiums Fall 3% in 2024; Combined Ratio Holds at 86: NCCI June 2, 2025 By Andrea Wells Workers’ compensation remained a healthy and profitable line in 2024, but claims severity grew with an increase of 6% for...
When Harassment Follows You Home: Managing EPL Risk in a Remote Work Era May 19, 2025 By Karli L. Moore and Nelson T. Kefauver The boundaries between work and home have never been blurrier. The shift to remote and hybrid environments brought flexibility, but...
Navigating the Landscape of Agency Agreements May 19, 2025 By Mark Robinson The relationship between insurance agents, brokers, and carriers is vital to the successful operation of the insurance industry. At its...