How Low Can Ho & the Lo Family Go’

Following a 12-month investigation by the CDI Criminal Investigations Branch, Say Lo, 51, Micky Lo, 27, and Van Ho, 22, all of Sacramento, were arrested on 10 felony counts of insurance fraud. A juvenile member of the Lo family was also arrested and booked in the Sacramento County Juvenile Detention Facility.

According to investigators, in December 1998, Wanda Lo was involved in a minor traffic accident with another vehicle in the parking lot of Sacramento’s Hiram Johnson West Campus High School. There were several witnesses to the accident, including an on-duty security officer.

After a couple of days, Wanda Lo filed a claim with her insurance carrier for damages to her vehicle. Although at the time of the accident, all involved parties claimed there were no injuries, the insurance carrier began receiving bills from a chiropractor. The bills indicated that Wanda Lo, Mickey Lo and Van Ho were being treated for alleged injuries caused during the accident. A month later, a juvenile member of the Lo family filed a claim with the carrier for alleged injuries in the same accident.

As a result of the fraudulent scheme, the California State Automobile Association Insurance Company paid the Lo family $4,007 in medical benefits to which they were not entitled.