Nuts & Bolts: Superior Access has expanded its personal umbrella programs with two new carriers. There are some limitations and ineligible risks. Agents are invited to visit the Web site at www.superioraccess.com to see which risks best fit into the programs. In some instances, i.e. apartments with five or more units, vacant land, property in brush areas or hillsides will need to be referred to the company. Self-insured retention (SIR) is 1,000 for both programs.
Dollars: Offers limits from $500,000-$2M and is available in AK, CA, GA, NV & TX. Underlying limits required are $100/300/$50 on auto;$300,000 CSL on home or CPL;watercraft is $300,000 CSL & $500,000 CSL on rental units.Commission is 10% on both new & renewal bus
Carrier: Rated ‘A’ (Excellent).
States Available: The second program is available in more states including: Alaska, Arizona, California, Colorado, Idaho, Montana, Nevada, Oklahoma, Oregon, Utah, Washington, Wyoming. Limits on this program are higher – $1,000, 000 to $5,000. Required underlying limits are the same – $100/300/$50 on auto; $300,000 CSL on home or CPL; watercraft is $300,000 CSL and $500,000 CSL on rental units. Commission is 10 percent on both new and renewal business.
Contact: Richard Swoy, (800) 272-7550
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