Internet Liability

Nuts and Bolts:
Media/Professional Insurance and AXIS U.S. Insurance Companies are offering CyberLiability Plus coverage, which protects Web-based businesses and their content against liability. The original policy form was introduced in 1999 as one of the first coverages for cyberrisk, which is typically excluded by traditional insurance. Expanded coverage includes claims for unintentional and unauthorized tampering with or introduction of malicious code into data or systems; expanded coverage for the intentional wrongful conduct of “rogue” employees, and defense against allegations of criminal, fraudulent, malicious or intentionally wrongful conduct.

Carrier:
A.M. Best A “Excellent” rating.

States:
All 50 states.

Contact:
Roxanne Westfall, vice president of underwriting, at (816) 471-6118.