Social Services Professional Liability

Nuts & Bolts:
NAS Insurance Services introduced new social services professional liability coverage. Eligible classes range from mental health facilities to alcohol and drug rehab centers, as well as meals-on-wheels, respite care and hotlines. Among the many features of the social services insurance are incident reporting and full prior acts protection. Additional sexual abuse/molestation coverage is available by endorsement, as is defense in addition to the limits. Coverage for employed psychiatrists can also be obtained.

Dollars:
Limits go up to $1 million each claim/$3 million aggregate. The coverage is also available in combination with general liability and professional coverages. The minimum premium is $2,000 and the minimum deductible is $5,000.

Carrier:
NAS Insurance Services, an underwriting manager and Lloyd’s correspondent.

States Available:
All states except for Alaska, Florida (Dade/Palm and Broward Counties), Hawaii, Texas (Rio Grande Valley), West Virginia.

Contact:
David Leventhal, (818) 808-4464 or dleventhal@nasinsurance.com.