EPLI for Small Employers

Nuts & Bolts:
Rockwood Programs developed an Employment Practices Liability Insurance policy specifically tailored to address the needs of small employers. Com-panies with 15 employees or fewer are eligible. The product is marketed under the name of the Rockwood Guardian EPLI Program. The program offers liability limits of $50,000 and $100,000. Applicants also have the option of selecting between defense/indemnity and defense only coverages. All policies are issued with a $5,000 deductible. Rockwood can satisfy requests for higher limits through other markets outside of the Guardian program. The insurance is offered through the Rockwood Guardian EPLI Risk Purchasing Group. Risk management services are also provided as part of the coverage package.

Dollars:
Minimum premiums are $500. Liability limits are available at $50,000 and $100,000. All policies are issued with a $5,000 deductible.

Carrier:
Lloyds of London rated “A+,” nonadmitted.

States Available:
All.

Contact:
Thomas Caputo, (302) 765-6012, thomas.caputo@rockwoodinsurance.com.