New Markets

November 5, 2006

Privacy and Security Coverage Enhancements

Nuts & Bolts: Underwriting manager and claims administrator Euclid Managers LLC have a set of security and privacy coverage enhancements that can be endorsed onto any of the Euclid Managers’ Internet and tech professional liability policies. The endorsements expand the current coverage offering of errors and omissions, content (including copyright and trademark infringement), security, personal injury and privacy coverages already contemplated by the basic internet and tech forms. The enhancements include protection for laptop theft, privacy regulatory actions, and privacy notification and crisis management expenses. The insured has the option to purchase a portion of or all of the new protections.

Dollars: Up to $5 million.

Carrier: Rated “A” by A.M. Best. Admitted and non-admitted.

States: All.

Contact: Marcia Sutton, 816-778-0713,

Campground and Recreational Vehicle Parks

Nuts & Bolts: The Philadelphia Insurance Companies introduced coverage for campground and recreational vehicle parks. This product is intended for stand-alone campground and RV park operators. PHLY is targeting the franchised parks due to the standards established for the parks by the franchise corporation concerning park management, park conditions, park amenities, and frequency of inspections.

Dollars: General liability limits up to $1 million/$3 million; commercial excess liability limits up to $10 million.

Carrier: Philadelphia Indemnity, rated “A” and “A+” by A.M. Best. Admitted.

States: All, except Louisiana.

Contact: Mark Plousis, 610-617-7678 or e-mail

Terrorism Insurance

Nuts & Bolts: Hiscox USA, US subsidiary of Hiscox PLC, a provider of specialty insurance, is providing terrorism insurance in the United States, from the United States. The coverage will be offered to brokers through Hiscox USA’s Armonk, N.Y., headquarters.

Dollars: Up to $50 million.

Carrier: Hiscox USA, rated “A” by A.M. Best. Non-admitted.

States: All

Contact: Alex Heywood, 914-273-7424,

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