New Markets

March 10, 2008

The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.

Blanket Accident Insurance
Nuts & Bolts: Francis L. Dean & Associates of Illinois is a national underwriting facility that can provide group accident insurance for almost any group. From community clubs to church groups, these accident insurance plans are a great way to replace the exposure associated with liability medical payments and/or lack of workers’ compensation. Medical and death benefits up to $100,000 per accident are available.
Dollars: $1,000 to $100,000.
Carrier: Rated ‘A+’ by A.M. Best. Admitted.
States: All.
Contact: Michael Dean at 800-745-2409 or e-mail mdean@fdean.com.

Lacrosse Insurance
Nuts & Bolts: FastCov.com provides affordable insurance coverage for sports and recreation activities. General liability and accident medical insurance online are available. FastCov.com is broker-friendly, requiring no volume commitment and paying competitive commission levels. Brokers need to sign a broker-agreement with American Specialty Insurance & Risk Services Inc. prior to using FastCov.com. FastCov.com provides general liability insurance through the American specialty sports and entertainment purchasing group.
Dollars: Varies.
Carrier: Rated “A” by A.M. Best. Admitted.
States: Alabama, Alaska, Arkansas, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, D.C., West Virginia, Wisconsin, Wyoming.
Contact: Varun Kaushik at 800-245-2744, e-mail FastCov@amerspec.com.

Liquid Bulk Tanker
Nuts & Bolts: RLI is offering coverage for liquid bulk tankers that excludes hazardous liquids. Coverage is available for fleets larger than 20 units. Deductibles are available starting at $2,500. Lines of business offered include auto liability, non-trucking liability (owner operator program), general liability, physical damage, and more.
Dollars: $300 to $10 million.
Carrier: Rated “A+” by A.M. Best. Admitted.
States: All except Alaska and Hawaii.
Contact: Dan Meyer at 404-443-1016 or e-mail dan_meyer@rlicorp.com.

Motorcycles-Trailers-ATVs-Race Cars
Nuts & Bolts: MarketScout and CIC Preferred Market will provide general liability with products coverage for auto and related industries including critical auto parts. Clients include manufacturers, importers, distributors and fabricators.
Dollars: $1 million to $2 million.
Carrier: Rated “A” by A.M. Best. Non-admitted.
States: All.
Contact: John Gaskill at 972-934-4212 or e-mail jgaskill@marketscout.com.

Land Surveyors
Nuts & Bolts: Benchmark Professional Insurance Services Inc. now offers coverage for surveyors and aerial mappers in full-time private practice with billings up to $5 million that focus on surveying traditional construction type projects. Premium credits available for NSPS members. Free risk management and contract review services available to assist in keeping surveyors’ assumed liability proportionate to their fee.
Dollars: $500,000 to $3 million.
Carrier: Navigators Insurance Co. rated “A” by A.M. Best. Admitted.
States: Alabama, Ari-zona, Arkansas, Cali-fornia, Colorado, Con-necticut, Delaware, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Mas-sachusetts, Michigan, Minnesota, Mississippi, Nevada, New Hamp-shire, New Jersey, New Mexico, New York, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Washington, D.C., West Virginia.
Contact: Kitty Dimit at 630-986-5151or e-mail kdimit@benchmarkprofessional.com.

Assisted Living Facilities
Nuts & Bolts: Gridiron Insurance Underwriters Inc. are offering the ALF Program, which provides general liability and professional liability coverage for assisted living facilities, including those with Alzheimer patients in stages one or two. The program includes sub-limits for physical/sexual abuse, hired and non-owned auto liability and employee benefits liability. Property coverages are also available.
Dollars: Varies.
Carrier: Century rated “A-” by A. M. Best. Admitted and non-admitted.
States: Alabama, Colorado, Georgia, Kentucky, Michigan, Minnesota, Missouri, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia.
Contact: Bryan Meyer at 888-365-7701 or e-mail: bmeyer@gridironins.com.

Hacker Insurance
Nuts & Bolts: Unauthorized Access to Electronic Communication Systems (Hacker) insurance coverage is being offered by Chopra Insurance Brokerage Inc. Unauthorized access to companies communication systems is a growing exposure for many businesses. Losses from viruses, unauthorized access, theft of proprietary information, denial of services, financial fraud, website defacement, telecom fraud, abuse of wireless network, system penetration can stop a business’s operations including loss of revenue and production time. Any small to mid-sized business with a computer system can be covered.
Dollars: $500,000 to $5 million.
Carrier: Rated “A” by A.M. Best. Non-admitted.
States: Alabama, California, Colorado, Connecticut, Delaware, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Tennessee, Nevada, New Hampshire, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, D.C., West Virginia, Wisconsin.
Contact: John Upchurch at 818-551-4588 or e-mail Jupchurch@choprainsurance.com.

Convenience Stores
Nuts & Bolts: Gridiron Insurance Underwriters is offering coverage for convenience stores through its C-Store program which covers general liability, liquor liability and property coverages on convenience stores including those with minor repairs, car washes and snack bars. We offer vehicular damage to building and pumps for the lessee, garage keepers’ legal liability, employee benefits liability, hired and non-owned auto liability, coverage for LP tanks, as well as pumps and canopies.
Dollars: Up to $750,000.
Carrier: Maxum rated “A-” by A.M. Best. Non-admitted.
States: Alabama, Colorado, Florida, Georgia, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, Virginia.
Contact: Bryan Meyer at 888-365-7701 ext. 201 or e-mail bmeyer@gridironins.com.

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