New Markets

April 7, 2008

The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.

Liquor Liability with Assault and Battery
Nuts & Bolts: United States Liability Insurance is writing liquor liability with assault and battery coverage. Included are nightclubs, bowling alleys, private clubs, restaurants, retail stores, etc.
Dollars: $25,000 to $1 million.
Carrier: Mt. Vernon rated “A++” by A. M. Best. Admitted and non-admitted.
States: Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, D.C., Wisconsin and Wyoming.
Contact: Mike Craddock at 888-523-5545 or e-mail mikec@usli.com.

Artisan Contractors
Nuts & Bolts: Lemac & Associates, a division of Risk Placement Services Inc., is offering coverage for the admitted market writing workers’ compensation, general liability and A.L. for commercial artisan contractors. General liability is first dollar; all lines are required; and, up to 10 percent residential. No general contractors but can entertain most classes of subcontractors including sewer and water, even those that do hook-ups, street and road, grading/excavation, plumbing, electrical, concrete, etc.
Dollars: $1 million to $ 2 million.
Carrier: Rated “A” XV by A.M. Best. Admitted.
States: All except Alabama, Louisiana or lower New York State.
Contact: Bill Newton at 323-857-9400 or e-mail wnewton@lemacassociates.com.

Bowling Alley and Entertainment Centers
Nuts & Bolts: Travis-Pedersen and Associates can offer property coverage including enhancements on bowling alleys. Coverage is available on older structures, coastal locations and ones that use oil based cleaners. Each policy can be custom tailored including backup of sewers, EDP equipment, outdoor signs, ordinance and equipment breakdown. The company will also customize coverage for snack bars, restaurant, lounges and banquet halls including food spoilage and ammonia contamination.
Dollars: $500,000 to $10 million.
Carrier: Lloyds of London rated “A+” by A.M. Best. Admitted and non-admitted.
States: All except New Hampshire, Rhode Island and Delaware.
Contact: Douglas MacLachlan at 312-360-9696 or e-mail dougm@travped.com.

Churches
Nuts & Bolts: ACBOA Insurance Center is offering coverage for churches and other religious groups.
Dollars: Varies.
Carrier: Travelers rated “A+” by A.M. Best. Admitted.
States: All except Florida.
Contact: Kim Holley at 800-394-2767, ext. 1127 or e-mail kholley@ramsgateinsurance.com.

Foreclosed and/or Vacant Property
Nuts & Bolts: Myron Steves is offering property and/or liability coverage for foreclosed and/or vacant properties — residential or commercial. Single policy or reporting form available. On-line system available for financial institutions.
Dollars: Up to $10 million.
Carrier: Major carriers rated “A-” or better by A.M. Best. Admitted.
States: All.
Contact: Gail Bowlin at 713-351-8297 or e-mail gbowlin@myronsteves.com.

Arts and Cultural Organizations
Nuts & Bolts: Great American Insurance offers property/casualty programs for arts and cultural classes to include: arts centers, arboreta, botanical gardens, dance, drama and fine arts schools, cultural centers, performing arts, historic sites and museums, nature centers, opera, traveling theatre groups, and historic theatres.
Dollars: Varies.
Carrier: Great American Insurance Co. rated “A” by A.M. Best. Admitted.
States: Alabama, Arkansas, Arizona, Alaska, California, Colorado, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, D.C., West Virginia, Wisconsin and Wyoming.
Contact: Rick Hasselbeck at 513-287-8112 or e-mail rhasselbeck@gaic.com.

Limousines
Nuts & Bolts: Lancer now offers 15 percent commission for new limousine accounts to retail brokers. Coverage is available for stretches, sedans, super-stretches and limo buses. Coverages include commercial automobile liability, automobile physical damage, commercial general liability, garage liability and garage keeper’s legal liability. Liability limits up to $5 million CSL. Coverage provided on a first-dollar basis. Larger accounts can also be underwritten with a liability deductible. Program not available to radio-dispatched vehicles, car service operations and taxis.
Dollars: Varies.
Carrier: Rated “A-” by A.M. Best. Admitted.
States: Alabama, Arizona, Arkansas, Colorado, Connecticut, Georgia, Idaho, Indiana, Iowa, Kansas, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oregon, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Vermont, Virginia, Washington, D.C., Wisconsin and Wyoming.
Contact: Mickey Bayard at 516-431-4441 or e-mail mbayard@lancer-ins.com.

Media Liability
Nuts & Bolts: Euclid Managers is introducing The Disseminator — media coverage with a technology spin. The Disseminator offers error and omissions, confidential source, personal injury and privacy and intellectual property coverages (no patent) all in one policy form. Optional privacy/security enhancements are also available.
Dollars: Up to $10 million.
Carrier: Rated “A” XV by A.M. Best. Admitted.
States: All.
Contact: Marcia Sutton at 816-778-0713 or e-mail msutton@euclidmanagerskc.com.

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