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Attorneys
Market Detail: 5Star Professional Programs’ PROtect provides directors and officers (D&O) errors and omissions (E&O), employment practices liability insurance (EPLI) and fiduciary insurance coverage for a broad selection of professions and organizations including lawyers and law firms.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states.
Contact: Kevin Ottley at 312-855-2042 or email: kevin.ottley@5starsp.com.
Allied Medical
Market Detail: Capitol Special Risks handles all allied medical insurance needs and can build a specially designed insurance program. Target classes include: AIDS foundation and organizations; alternative and complementary medicine; behavioral health; cord blood and stem cell banking; correctional/prison medicine; drug/alcohol abuse rehabilitation; drug testing; healthcare staffing; home health; hospice (inpatient and outpatient); humanitarian medical relief; medi-spas; neutriceutical/nutritional products and supplements; organ procurement; and tissue bank procurement and processing. Coverages: casualty, medical malpractice and EPLI.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states except D.C.
Contact: Amanda Sedliak at 770-618-1011 or email: asedliak@csrisks.com.
Contractors and Artisan Contractors
Market Detail: Brecht & Associates represents several A-rated carriers that specialize in the contractors and artisan contractors class of business. For most, it is a quick submission with same-day quotes. The only types of contractors not eligible are those operating in the oil patch and other types handling hazardous materials. Startup operations are also eligible. Brecht & Associates has full binding authority.
Available limits: Minimum $100,000, maximum $5 million.
Carrier: Unable to disclose, non-admitted.
States: Texas only.
Contact: William Brecht at 800-990-9553 or email: bill@brechtassoc.com.
Self-Storage Facilities
Market Detail: CIBA Insurance Services offers property, liability, lessor-only excess liability, general liability (GL), earthquake, crime, business income, builders risk, boiler and machinery.
Available limits: As needed.
Carrier: Unable to disclose, non-admitted.
States: All states except Ala., Alaska, Fla., Hawaii, La., Maine, Mass., Miss., N.H., N.J., N.Y., Pa., R.I., and Vt.
Contact: Customer service at 818-638-8525.
Security Guard – EPLI, D&O, Management Liability for the Security Industry
Market Detail: Izzo Insurance Services, Inc. offers EPLI for security guards, private investigators and alarm companies. Features include: admitted quotes; “A” rated markets; fast turnaround time and low retention. Endorsements available: first and third party; wage and hour and defense outside limits. The “Gold Shield Advantage” program provides GL (including TRUE assault and battery, and E&O), umbrella, auto, workers’ compensation, fidelity and performance bonds through exclusive markets in addition to the management liability program.
Available limits: As needed.
Carrier: Various, admitted.
States: All states.
Contact: Kelly Izzo at 800-800-1704 or email: kellyizzo@izzoinsurance.com.
Surety License Bonds
Market Detail: Surety One Inc. provides coverage for surety bonds, fidelity bonds and financial guarantee underwriters, licensed in all 50 states, Puerto Rico, U.S. Virgin Islands and the Dominican Republic.
Available limits: Minimum limit $500, maximum $45 million.
Carrier: Unable to disclose, admitted.
States: All states.
Contact: Customer service at 800-373-2804.
Workers’ Compensation
Market Detail: Patriot National Insurance Group provides workers’ comp insurance and services through two subsidiaries: Guarantee Insurance Co. and Patriot Underwriters Inc. Guarantee’s workers’ comp product line includes large deductibles, segregated cell captives, agency-owned captives and investor-owned captives. Patriot Underwriters is a program administrator that produces, underwrites and services alternative market and traditional workers’ comp plans for insurers.
Available limits: As needed.
Carrier: Unable to disclose, admitted.
States: All states except Ga., N.D., N.J., Ohio, Wash., and Wyo.
Contact: Nicole Brewer at nbrewer@pnigroup.com.
Errors and Omissions Insurance
Market Detail: E&O Insurance For Less offers E&O insurance for agents and brokers. Coverage features: life/health options starting at $495; P/C in all states except New York; extended tail coverage; preferred risk rates; sponsor group rates; instant proof of insurance. Sponsored by the National Ethics Association and administered by Marsh US Consumer.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states except N.Y.
Contact: Customer service at 866-795-2041.
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