Coastal Homeowners Insurance
Market Detail: Coastal Risk Solutions LLC (CRS) (www.coastalrisksolutionsllc.com) is a managing general agent in the coastal homeowners space. Coastal Risk Solutions offers a set of niche products. Coverage is underwritten on AM Best “A” paper. All policies are written on an ISO Homeowners form and offer an array of valuable endorsements and deductibles options. Coastal Risk Solutions’ package policy provides property and liability coverages tailored to meet the needs of the homeowners. The homeowners program primarily uses ISO forms and endorsements, as well as some proprietary endorsements.
Available limits: Minimum $100,000, maximum $10 million
Carrier: ICAT, non-admitted
States: Mass., N.J., N.Y., N.C., S.C., and Va.
Contact: Nicole O’Brien at 609-862-2049 or e-mail: nobrien@coastalrisksolutionsllc.com
Contractor Umbrella
Market Detail: UmbrellaPro by Great Point Insurance (www.umbrellapro.com) has instant pricing indications available. Recent placements include: cabinetry- $1 million limit for $750 minimum premium; blind/shade installation- $2 million limit for $2,000 minimum premium; air conditioning contractor- $3 million limit for $7,000 minimum premium; safe company- $4 million for $5,000 minimum premium; cleaning service- $5 million limit for $6,000 minimum premium. Eligible classes include: concrete construction; excavation; solar energy contractors; window cleaning; blacksmithing; plumbing; and computer service or repair. Minimum premiums start at $500 per million; up to $10 million lead and excess options; A-rated and admitted nationwide; follow form auto policy available.
Available limits: Minimum $1 million, maximum $10 million
Carrier: Unable to disclose, admitted
States: All states except N.Y.
Contact: Ryan O’Neill at 203-763-4953 or e-mail: roneill@greatpointins.com
HazMat Trucking
Market Detail: Select Risk Services’ (selectriskservices.com) niche is oil & gas / energy, environmental & construction, but it also writes a diverse array of business. Coverage areas include: general liability; auto; workers compensation/EL; excess & Umbrella liability; professional liability; maritime & bumbershoot liabilities (including MEL); foreign package; inland marine; property; motor truck cargo; contractors pollution liability; site pollution; products pollution; transportation pollution; discontinued products; riggers liability; hired & non-owned auto; OCIP & CCIP Wraps; project specific GL; builders risk; Auto PD only; liquor liability; Control of Well/OEE; railroad protective; bob-tail and more.
Available limits: As needed
Carrier: Unable to disclose, admitted and non-admitted available
States: Ariz., Ark., Calif., Colo., La., Miss., N.M., Okla., Pa., and Texas
Contact: DeAnn Loukanis at 713-589-2665 or e-mail: dloukanis@selectriskservices.com
DIC Earthquake
Market Detail: FTP of California (www.ftpins.com/california) includes $5 million full-limit and primary for DIC California Earthquake. Blanket limits available. No age restrictions. Exclusive program with AM Best A+ rated carrier.
Available limits: As needed
Carrier: Unable to disclose, non-admitted
States: Calif. Only
Contact: Lee Glaser at 314-496-7077 or e-mail: lglaser@FTPins.com
Active Shooter
Market Detail: Prime Insurance Company’s (primeis.com) coverage includes general liability, property, loss of income, repair and replacement, relocation expenses; funeral expenses, temporary security, investigation, primary and secondary coverage, and crisis management. Target classes include schools, churches, government offices, health offices, small businesses and stores.
Available limits: As needed
Carrier: Prime
States: All states
Contact: Barbara Malkowski at 800-456-4576 or e-mail: barbaram@primeis.com
Large Commercial & Habitational
Market Detail: Velocity Risk Underwriters (www.velocityrisk.com) offers property capacity in catastrophe-exposed areas focusing on wind, earthquake and flood coverage. Target classes include: commercial habitational/condominium; real estate/lessor’s risk; office/retail/restaurant; and public entity/municipality/school districts. Additional details: submitted risk must have at least 50% catastrophe exposure for consideration; Tier 1 or Tier 2 wind (Texas to Maine + Hawaii); California, Pacific Northwest or New Madrid Earthquake zones; flood exposure; U.S. focus with incidental international on schedule allowed; capacity available nationwide.
Available limits: As needed
Carrier: Unable to disclose, admitted
States: All states
Contact: Doris Dunn at 615-610-9489 or e-mail: ddunn@velocityrisk.com
Topics California
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