Commercial Lines Insurance
Market Detail: Halcyon Underwriters (www.halcyonuw.com) offers several commercial lines markets to assist in writing with the top admitted carriers. Classes of business include but are not limited to: artisan/trade contractors; bankers/financial institutions; builders risk, lessors risk and building owners; country clubs/golf courses; distributors/wholesalers; food distributors; general contractors; heating and A/C contractors; hospitals; hotels/motels; large property; manufacturers; offices; restaurants (fine dining or family); retail/stores/chains; shopping centers; specialty markets; technology; tough G/L (manufacturers and distributors). Lines of business include: auto (monoline or as fleet); builders risk; crime; earthquake/DIC’ equipment breakdown (monoline or package); excess GL/auto/property/flood; flood; general liability (monoline or package); inland marine (monoline or package); liquor; liability (monoline or package); products liability; professional liability including management liability, cyber, D&O, E&O, fiduciary; property (monoline or package); railroad protective liability; umbrella (monoline or package); workers’ compensation (monoline or package).
Available limits: Minimum $15,000
Carrier: Various, admitted and non-admitted available
States: All states
Contact: Jason Mata at 321-527-2180 or e-mail: marketing@halcyonuw.com
Private Investigators/Security
Market Detail: Fox Point Programs Inc. (www.foxpointprg.com) offers professional liability insurance — sometimes referred to as errors and omissions (E&O) — that provides financial protection from damages and expenses (such as legal fees and court costs) arising out of allegations of the negligent acts, errors, or omissions by: background/pre-employment checks; missing persons; polygraph services; security consultants; skip tracing and more. Fox Point offers: professional liability protection for services provided by private investigators, including investigation of facts, review of financial data and other information, surveillance, determination of wrongdoing and other similar activities; coverage for personal injury, including allegations of false arrest, malicious prosecution, wrongful eviction, and invasion of privacy; low minimum premiums; coverage for punitive or exemplary damages, where insurable by law; coverage for commercial property (including a property extension endorsement); duty to defend policy provision; coverage includes vicarious liability resulting from any negligent actions allegedly committed by a third party acting on the direction of the Insured. The term “vicarious liability” is defined as one person being liable for the negligent actions of another even though the first person was not directly responsible for the error or omission. Coverage is also available for protection against allegations of bodily injury, personal injury, or property damage arising from a covered event.
Available limits: As needed
Carrier: Unable to disclose, admitted and non-admitted available
States: All states except Calif., and Ky.
Contact: Megan Franco at 302-765-6029 or e-mail: submissions@foxpointprg.com
Builders Risk
Market Detail: Empire Underwriters’ (www.empireunderwriters.com) program provides builder’s risk/course of construction coverage’s for owner/builders, contractors & developers building or remodeling residential, commercial and industrial properties while in the course of construction. Coverage may be extended to include existing buildings to which renovations are being made &/or additions to the buildings. Dwellings (one to four family) are allowed in all protection classes (one through 10). Minimum premium varies by state. Policies may be written for one year (or less) and extended coverage is available subject to additional underwriting review. Highlights include up to $100 million per risk in capacity, and one-shot coverage and extensions available. Premiums start at $350 plus taxes and fees. Commission is up to 12.5% depending on program. Program appetite outline (varies per carrier and state): coastal capacity; critical earthquake capacity; flood; $100 million-plus capacity for superior construction; $50 million-plus wood frame capacity. Target classes: residential; commercial; educational; lodging; healthcare; retail; office; infrastructure; recreational; street and road; military.
Available limits: As needed
Carrier: Various
States: Ala., Alaska, Ariz., Ark., Calif., Colo., Fla., Ga., Ill., Ind., Ky., La., Miss., Mo., Nev., N.J., N.M., N.Y., N.C., Pa., S.C., Tenn., Texas, Utah, Va., and W. Va.
Contact: Greg Brittain at 800-758-8113 or e-mail: quotes@empireunderwriters.com
Used Car Dealer, Valet, & Garage
Market Detail: All Risks (www.allrisks.com) provides car dealer insurance and motorcycle dealer insurance with physical damage to franchised new car dealers, franchised new truck dealers, motorcycle dealers, equipment dealers, large non-franchised dealers, RV dealers and ATV dealers that have been in business for a minimum of 3 years. Coverage features include: no audits; no monthly reporting; financially stable carrier; licensed nationwide; $5,000 minimum premium.
Available limits: As needed
Carrier: Unable to disclose
States: All states except Alaska, Ill., Ind., Ks., Mich., N.H., N.D., Okla., and Texas
Contact: All Risks Ltd. at 877-428-8004 or e-mail: allrisksmnm@allrisks.com
Was this article valuable?
Here are more articles you may enjoy.
Cargo Owners in Baltimore Disaster Face ‘General Average’ Loss Sharing, MSC Says 
USAA to Lay Off 220 Employees 
Carnival Puts Miami Headquarters Up for Sale as Florida Real Estate Soars 
Former MLB Player, 3 Others Charged with Staging Auto Accident in Miami From This Issue
