Allied and Miscellaneous Healthcare Professionals
Market Details: RPS Healthcare offers customized coverage for nurse registries, home health agencies, hospice organizations, and staffing agencies. Professional liability and general liability insurance designed by underwriters who understand the insurance needs of allied healthcare professionals and their facilities.
Professional liability claims: unlimited extended reporting coverage for claims-made insureds, extended reporting coverage for death, disability and retirement, and incident trigger.
General liability: occurrence or claims-made coverage, sexual abuse, employee benefits liability, and HNOA.
Deductibles starting at $2,500. Limits available up to $2 million per patient incident or occurrence. Defense is in addition to the limits of liability. Filed and admitted nationwide.
Available Limits: $2 million per patient incident or occurrence.
Carrier: Not disclosed.
States: All 50 states and the District of Columbia.
Contact: Diane Burrows, diane_burrows@rpsins.com, 312-803-6014
Franchised Auto Dealers
Market Details: DealerPlus Insurance is a specialized Property and Casualty MGA focused on franchised auto dealers throughout the country. DealerPlus partners with independent agents to deliver dealer-specific coverage solutions, underwriting expertise, and responsive service built around the realities of modern franchise operations. Programs are designed to support complex dealership footprints, manufacturer requirements, and evolving risk profiles.
Supported Dealer Exposures: Multi-location, including multi-state operations, high-value inventory and open lot exposure, coastal, flood, weather-driven risks, employment and cyber-related liability.
Coverage solutions: Property coverage tailored for franchised dealer operations, dealers’ open lot (physical damage) with enhanced protection options, garage liability with broad dealer-friendly forms, cyber liability and employment practices liability designed for dealerships, and umbrella and excess structures aligned with dealer risks.
Has pen.
Available Limits: Not disclosed.
Carrier: Admitted and non-admitted.
States: Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee, and Texas.
Contact: Garrett Harrison, gharrison@fhsinsurance.com, 251-342-5669
Business Owner Policy (BOP)
Market Details: Access MGT Insurance now for standard, admitted Business Owner Policies (BOP) built for small to mid-sized businesses. Coverage is available across 43 states, including AR, TX, NE, and WA, and CA coming soon, with building limits up to $2M per location.
Coverage highlights: Broad appetite across retail, office, restaurant, service, and contractor ops. Standard BOP package: property, general liability, and business personal property. 400+ eligible classes across retail, office, restaurant, service, and contractor operations. Built for small to mid-sized accounts.
Appetite: Retail and mercantile, professional and office risks, food service/restaurants, service/personal services, and contractor risks (standard). Has pen.
Available Limits: Not disclosed.
Carrier: Not disclosed.
States: All 50 states and the District of Columbia, except Alaska, California, Florida, Hawaii, Louisiana, New York, North Carolina, North Dakota, and South Dakota.
Contact: Dayana Garcia, marketing@londonuw.com, 786-667-3824
Small Business Workers’ Compensation
Market Details: Berkley Small Business offers coverage for 400+ class codes nationwide, including construction, manufacturing, services, and transportation. User-friendly online platform helps agents quote and bind quickly. Berkley Small Business is part of Berkley, whose member insurance companies hold an A+ (Superior), FSC XV rating from AM Best.
Target appetite: Janitorial and cleaning, janitorial services (no aboveground window cleaning), mobile pressure cleaning — ground level only, residential indoor cleaning — contractors.
Other services: Landscaping and gardening, residential and commercial lawn maintenance, and eligible driver exposures included where applicable.
Trucking: General freight trucking — long distance, truckload; trucking — long distance hauling; trucking — NOC; milk hauling; water truck service; sand and gravel hauling; and freight forwarders. Has pen.
Available Limits: Not disclosed.
Carrier: Admitted. Rated A+ by AM Best.
States: All 50 states and the District of Columbia, except California, Colorado, Nebraska, North Dakota, Washington, and Wyoming.
Contact: Ronnie Odell, rodell@berkleysmallbusiness.com, 818-818-1081
Day Care
Market Details: Garlic Insurance offers comprehensive and affordable insurance solutions designed for commercial day care and adult day care facilities. Coverage options include general liability, abuse and molestation, property, professional liability, and more. Ideal for licensed centers seeking dependable protection tailored to daily operations. Has pen.
Available Limits: Not disclosed.
Carrier: Non-admitted.
States: All 50 states and the District of Columbia.
Contact: Zurich Spira, zurich@garlicinsurance.com, 732-426-1234 x206
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