While intentional acts may indeed be excluded from the policy, “duty to defend” and “duty to indemnify” are two seperate issues – The outcome may be dependant on how it the policy is worded, and where filed. There may be other circumstances that dictate the results, however let’s face it – a criminal act is still a criminal act.
I’m sorry, but aren’t intentional acts excluded from coverage?
While intentional acts may indeed be excluded from the policy, “duty to defend” and “duty to indemnify” are two seperate issues – The outcome may be dependant on how it the policy is worded, and where filed. There may be other circumstances that dictate the results, however let’s face it – a criminal act is still a criminal act.
So, is it a criminal act before the conviction?